Holiday rentals with lake access in Panama City

4.96 out of 5 average rating, 101 reviews

A log cabin sits in a serene landscape by the water, surrounded by lush greenery. A private dock is visible, featuring two chairs and a colorful kayak resting by the shore. The cabin's expansive windows reflect the natural light, enhancing the tranquil setting.

Cabin in Youngstown

River fishing dock, playground, games, 23mi beach

Book today to make extraordinary memories at the Big Dipper Lodge, a remote log cabin with amazing waterfront views you’ll love! Your kids will love the gameroom! You will enjoy fishing & kayaking from the private dock! You can visit Econfina State Park & swim at Pitt, Sylvan, & Wiliford Springs. You’ll love white sandy clear blue water beaches nearby. You can stroll through historic St. Andrew's Bay, and you can walk the Panama City Beach Boardwalk. 28mi to ECP Airport & 47mi to Florida Caverns

An outdoor balcony features comfortable wicker seating, including two chairs and a matching coffee table, overlooking the beach. The expansive view showcases the ocean and coastline, with gentle waves lapping at the shore under a clear blue sky.

4.8 out of 5 average rating, 122 reviews

"Beach Getaway " gulfview 1 br 2 ba bunk sleep 4-6

Beautiful 1 bedroom plus additional bunk bed area ,2 bath condo at 16 th floor Gulfview located at most famous and very attractive Laketown Wharf condo . At the night music-colour fountains show at the lake. Centrally located with walking distance to the beach( 5 minutes), shops, restaurants and more. Condo complex offer parking garage, 4 pools, hot tubs, pickle ball, eatery and much more.Very spaciuos rooms with big balcony. WiFi,Cable, unit is fully stocked. Resort fee $82 once when arrive.

An open-concept kitchen features a glossy black countertop complemented by clear bar stools. A vibrant mural of tropical leaves in bright colors adorns one wall, adding a lively touch to the space. Pendant lights hang above, illuminating the inviting kitchen area.

4.98 out of 5 average rating, 144 reviews

Mini Golf, West End, 0.5 to Beach, By 30A, Backyar

Escape to The Palms at Panama City Beach, your ultimate beach getaway! Nestled between PCB's most visited areas—Pier Park and 30A—our prime location offers the best of both worlds, with a short drive in either direction. Just 0.5 miles from the beach and a block from lake + boat access, you'll have endless outdoor activities at your fingertips. For your convenience, The Palms is situated near two airports—ECP and VPS—and features a spacious driveway that comfortably accommodates up to four cars.

A large, inviting pool area is surrounded by lush landscaping, including palm trees and well-kept shrubs. Comfortable lounge chairs are positioned near the edge of the pool, with a spacious deck leading to the water. In the background, a tall building is visible against a clear blue sky.

4.69 out of 5 average rating, 286 reviews

balcony • sauna • dock • 1 block to beach • pool

AGE REQUIREMENT: 25+ ALL OCCUPANTS (except child w/parents) MAX OCCUPANCY: 3 total ***Click "show more" below, & flip through the 60+ pix.*** Large furnished studio condo within St. Thomas Square Resort. The resort has extensive amenities & is in a great location on the main strip. It has a large closet, kitchen, TV, Roku, AC, WiFi & balcony. The resort is on the bay lagoon & about a block from the closest public beach access point. It's close to restaurants, nightlife, activities, Walmart, etc.

Apartment in El Centro Beach

A spacious studio features a comfortable sofa and a large bed. Natural light enters through sliding glass doors, revealing a serene view of the lake. Decorative elements, including framed artwork and a cozy area rug, enhance the inviting ambiance.

4.85 out of 5 average rating, 125 reviews

Casa Sol - Bright, Renovated, Studio by The Beach.

Updated, first floor studio, with all the comfort and amenities you'll need for your visit to the Beach. Have your coffee on the back porch looking onto the lake or take a 3 minute stroll across the street to the beach. Take a dip in the pool. Pier Park is 5 minutes away and has everything you would need. (Target, Fresh Market, endless food and bars). Rosemary is a 10 minute drive. 15 minutes to the airport. Enjoy the best parts of the beach and surrounding areas from here with ease.

A spacious living area features a sectional sofa with colorful throw pillows and a textured area rug. A light-colored coffee table is positioned in front, while a dining area with white furniture is visible in the background. The kitchen opens up to the space, equipped with modern appliances.

4.85 out of 5 average rating, 100 reviews

Sugary White Shores by Boba

Welcome to your private paradise—just 5 minutes from the beach! Enjoy top-notch amenities like an elevator, refreshing pool, tennis courts, boat dock, and a cozy fire pit, all yours to enjoy! The ground level features a variety of local favorites, including a Euro Food Market and the popular Guadalajara Restaurant. Plus, you're perfectly located between two amusement parks and just minutes from Walmart, Publix, Zoo Park, and St. Andrew’s State Park. Perfect blend of relaxation and adventure!

4.88 out of 5 average rating, 173 reviews

A bright living area features a comfortable gray sofa with a yellow accent pillow. Large sliding doors open to a private balcony with two teal chairs and a table, offering views of the lush surroundings and water beyond.

Apartment in Sunnyside

"Islandia 317" waterfront one bedroom with a pool

One spectacular suite by the water’s edge, specially designed to bring the natural beauty of one of our largest coastal dune lakes into a room full of comfort and leisure featuring coastal-designed furnishings, indulgent fabrics, and timeless colors. This third-floor suite has a relaxing living room, kitchen with dining area, and modernized bathroom with shower. An intimate veranda offers astounding panoramic views of Lake Powell. Multiple rental units are available - please visit my profile.

A spacious living area features a light-colored sectional sofa adorned with soft cushions. A decorative coffee table sits on a colorful area rug, complemented by a small plant on a side table. Natural light streams through large windows, illuminating the cozy environment.

4.9 out of 5 average rating, 215 reviews

Free Golf Cart, 5 min to Beach, Community Pool

Welcome to The Dancing Pelican Beach House! This gorgeous home is in a quiet, safe, family-friendly community in Inlet Beach. You will love taking the free golf cart to our free public beach (5 minutes away). Drive 5 minutes to scenic 30A and enjoy Rosemary Beach, Alys, Seacrest & more. Walk to the community pool, Lake Powell and Camp Helen State Park. Includes beach gear, fully equipped kitchen, outdoor grill, coffee maker, washer/dryer, WiFi, 3 Smart TVs, linens, towels and much more!

4.99 out of 5 average rating, 168 reviews

The sleeping area features a spacious bed adorned with crisp white linens and decorative throw blankets. Natural light fills the room through large windows draped with sheer curtains, while a cozy dining set is positioned nearby, integrating a relaxed coastal aesthetic.

Apartment in Inlet Beach

FlipFlopsOn II • 80 steps to the Beach • FL 30A

Recommended by ‘TRAVEL + LEISURE’ —FlipFlopsOn II is 80 steps to Inlet Beach, where sugar-white sand meets the turquoise Gulf Coast! This sun-washed full studio for 4 (4 beds), sits beachside of the 30A National SCENIC BYWAY adjacent to Lake Powell; stroll or bike to Inlet, Alys & Rosemary Beach dining & entertainments. Featuring a clean Cali-Florida vibe with a pool, grill, pavilion, beach gear, fast Wi-Fi, 65” smart TV, & sunsets from your private patio! Park your car, walk everywhere!

4.89 out of 5 average rating, 141 reviews

A pool area features a large, inviting swimming pool adorned with lounge chairs under a bright blue sky. Nearby, beach loungers with an umbrella are visible on a sandy beach, providing a relaxing spot for sunbathing.

Apartment in Sunnyside

1st flr lakeview near 30A/Pets & Snowbirds welcome

Welcome to Fins Up @Carillon. Far West end next to Rosemary Beach. Seaside, Pier Park, St Andrew’s Park within 15 mins. Newly renovated studio with full kitchen,king bed, pullout sofa & twin air mattress. 5 pools onsite (1 heated), hot tub, playground, tennis/pickleball/basketball courts, 8 beach access points. General store onsite with bike rentals. Condo backs to Lake with a 5-7 minute walk to beach. No traffic here, private beach. Snowbirds welcome. Golf courses closeby

A spacious bedroom is presented with a comfortable bed featuring a striped blanket and decorative pillows. Natural light floods the room through sliding glass doors leading to a balcony with views. A television sits atop a dresser, and a cozy armchair adds to the inviting space.

4.84 out of 5 average rating, 122 reviews

Up, Up and Vacay Hurry to Stay!

" Up Up & Vacay" SUPER HOSTED and FRESH! Spacious 2 bedrooms with oversized Main Suite with sliders that open to amazing views! The Guest bedroom has 2 new twins, plus add’l bunk room and 2 full baths! Oh, and a pack n play! The Gulf views out the front are breathtaking! The OVERSIZED balcony OVERLOOKS the private resort lake and boardwalk with 5 pools (1 heated seasonally)2 hot tubs, restaurants, live entertainment and water light shows! Gulf views from the other 2 bedrooms!

The living area features a cozy sectional sofa paired with a round coffee table, all against a vibrant beach-themed accent wall. Large floor-to-ceiling windows open to a balcony, showcasing stunning views of the ocean. Light wood flooring complements the coastal decor.

4.96 out of 5 average rating, 134 reviews

Boardwalk Beachfront Condo/2br+Bunks 2ba/Sleep 8

• Newly renovated Panama City Beach condo • Sleeps 8 • 17th floor with stunning views • Superhost's private beach condo• Boardwalk Beach Resort • Best beaches in the USA • Master bedroom has ensuite shower • Access to resort facilities including pools, 2 hot-tubs, splash pad, fitness center, restaurants and market • Easy to reach attractions including theme parks, golf, shopping ***Our resort requires the primary guest to be 25 years of age or older***

Popular amenities for lake access rentals in Panama City

Kitchen

Wifi

Pool

Free parking on premises

Air conditioning

Lake access house rentals

4.95 out of 5 average rating, 20 reviews

A wooden boardwalk leads directly to a sandy beach, framed by tall grass. The tranquil ocean stretches into the distance, with clear turquoise waters under a bright blue sky dotted with fluffy white clouds.

Home in Inlet Beach

BRAND NEW Luxury Home | 30A Pool, Bikes, Golf Cart

A sweeping view of the beach showcases a serene expanse of golden sand and turquoise waters. Rows of blue umbrellas are neatly arranged along the shore, extending towards the horizon where the ocean meets the sky. Gentle waves create a calming atmosphere.

4.78 out of 5 average rating, 18 reviews

Beachfront Paradise

5 out of 5 average rating, 76 reviews

A light-filled bedroom showcases lake views through large windows. A spacious bed is adorned with soft linens and pillows. A wall-mounted TV is positioned across from the bed, while outdoor seating with an umbrella can be seen on the deck, enhancing the serene ambiance.

Home in Santa Rosa Beach

Romantic Seagrove Palmetto Bungalow 30A Lakefront

Home in Panama City Beach

A serene view of a sandy beach with gentle waves lapping at the shore. A solitary bird is spotted near the water's edge, while beachgoers can be seen in the distance under colorful umbrellas. The sky is partly cloudy, creating a calm atmosphere.

4.92 out of 5 average rating, 36 reviews

Condo: Shore Beats Work

The exterior of the home showcases a blue and white facade with balconies. The backyard features a heated pool surrounded by sun loungers, while green landscaping provides privacy. A cozy outdoor seating area with a small table and chairs is positioned beside a wall of greenery. The inside living space is bright and airy, equipped with a large TV and comfortable seating.

4.85 out of 5 average rating, 41 reviews

Beach House Sleeps 16 Heated POOL Close to Beach

5 out of 5 average rating, 3 reviews

Home in Panama City

Lakefront Retreat with Hot Tub, Pool and Fire Pit

5 out of 5 average rating, 15 reviews

A welcoming entrance features a porch swing adorned with cushions, inviting relaxation. Bright blue shutters frame a door decorated with a seasonal wreath. Potted plants add greenery, complementing the cheerful yellow exterior of the cottage. A doormat with 'Welcome' greets guests as they arrive.

Home in Walton County

FREEGolfCart•FirePit•Bikes•Paddleboards•Near Beach

Home in Panama City Beach

A modern kitchen features a large central island with seating for four. White cabinetry and marble countertops are complemented by stainless steel appliances. Ample natural light enters through the windows, highlighting the sleek design and functionality of the space.

5 out of 5 average rating, 19 reviews

Modern Bayfront Home/Walk to Beach/Private Pool

Apartment rentals with lake access

A sandy path through grassy dunes leads to the tranquil beach. Lush greenery and beach grasses frame the scene, while the blue ocean is visible in the distance under a bright sky with scattered clouds.

4.96 out of 5 average rating, 50 reviews

Barefoot Bungalow Beachfront

Flat in Panama City Beach

A balcony view is captured, featuring two patterned chairs and a small table. The ocean stretches in the background, showcasing varying shades of blue, while a coastal landscape is visible below, emphasizing the serene environment.

4.89 out of 5 average rating, 127 reviews

1BD/2BA plus Bunk Room, Ocean Views & Heated Pool

5 out of 5 average rating, 39 reviews

Gentle waves lap against a pristine sandy shore, with clear turquoise water stretching to the horizon. The beach features soft, white sand with faint footprints leading into the shallows, creating a serene coastal scene under a bright blue sky.

Flat in Santa Rosa Beach

Newly renovated modern studio steps from the beach

A spacious bedroom features a large bed with a white quilt and decorative pillows, complemented by bedside lamps. Floor-to-ceiling windows offer views of the ocean and access to a private balcony, while light curtains frame the windows, allowing natural light to brighten the room.

4.95 out of 5 average rating, 41 reviews

Emerald Coast Sea-renity.

The studio features a cozy seating area, consisting of a plush sofa and an ottoman, positioned near a spacious queen-size bed. Light-colored curtains frame the windows, and a colorful wall art piece adds visual interest, creating a comfortable and inviting space.

4.96 out of 5 average rating, 75 reviews

Paradise in Pirates Cove

A bright and welcoming primary suite features a spacious bed adorned with tropical bedding. A decorative ceiling fan adds a touch of elegance, while a large mirror reflects the light. The room leads to a hallway, providing glimpses of the nearby bathroom and exterior views.

4.96 out of 5 average rating, 45 reviews

The Palms I Gorgeous Condo with Gulf View

4.92 out of 5 average rating, 13 reviews

Carillon Beach Resort ~ 5 min to 30A ~ 4 pools

A comfortable bedroom features a spacious bed adorned with turquoise and white bedding. The walls display a vibrant blue accent with the word "BEACH" highlighted. Natural light enters through a window, while a ceiling fan offers a gentle breeze. A full-length mirror adds depth to the space.

4.67 out of 5 average rating, 6 reviews

Lakefront and Beachside Condo 2.5 Miles to 30A

Lake access cottage rentals

Cottage in Bid-a-wee Beach

5 out of 5 average rating, 11 reviews

Hideaway Cottage | Dog Friendly | Steps to Beach

Cottage in Santa Rosa Beach

A bright and airy living area features a light-colored sofa and a round coffee table. Two unique chairs made of wood are positioned nearby. An entertainment unit displays a colorful TV screen, while a dining area with high chairs is visible in the background.

4.96 out of 5 average rating, 106 reviews

Seagrove Escape | Renovated & Snowbird-Friendly!

Cottage in Santa Rosa Beach

A round table is set with a brightly colored floral tablecloth and surrounded by four black chairs on a wooden porch. A small vase with a plant and a decorative item are placed on the table, with a door and a light blue wall visible in the background.

4.76 out of 5 average rating, 34 reviews

Beachy Bungalow, Santa Rosa Beach, FL near Gulf

Cottage in Seagrove Beach

A welcoming entryway is displayed, featuring a dark front door framed by a decorative light fixture above. A decorative bench is positioned against the wall, while art adorns the walls, adding charm to the space. Soft natural light filters through the door.

4.92 out of 5 average rating, 201 reviews

Seaside 30A "Hemingway Cottage" Close to Beach

Cottage in Laguna Beach on the Gulf of Mexico

A welcoming porch features two comfortable chairs and a side table set on a striped rug. The walls are painted in a soft turquoise, with light streaming through the open door, revealing a glimpse of a bright kitchen area beyond.

4.91 out of 5 average rating, 45 reviews

Aquaman’s Beach Cottage/Paw-some SnowBird Retreat!

4.94 out of 5 average rating, 32 reviews

A quaint outdoor space features a picnic table surrounded by gravel, ideal for gatherings. In the background, the serene lake reflects the soft hues of twilight, framed by trees and kayaks at the water's edge.

Cottage in Southport

4 Person Lake Front Cottage with Kayaks

Cottage in Laguna Beach on the Gulf of Mexico

A wooden fence features a white house number sign, with purple flowers enhancing the outdoor space below. A wooden structure, possibly an outdoor shower or storage, is positioned above a small patio area. The house's exterior is light green, surrounded by natural landscaping and palm trees.

4.91 out of 5 average rating, 44 reviews

The Cottage on Alta Vista-so charming!