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Holiday rentals with lake access in Bay County

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Top-rated rentals with lake access in Bay County

Guests agree: these rentals with lake access are highly rated for location, cleanliness and more.

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Guest favourite
A log cabin sits in a serene landscape by the water, surrounded by lush greenery. A private dock is visible, featuring two chairs and a colorful kayak resting by the shore. The cabin's expansive windows reflect the natural light, enhancing the tranquil setting.
Cabin in Youngstown
4.96 out of 5 average rating, 100 reviews

River fishing dock, playground, games, 23mi beach

Book today to make extraordinary memories at the Big Dipper Lodge, a remote log cabin with amazing waterfront views you’ll love! Your kids will love the gameroom! You will enjoy fishing & kayaking from the private dock! You can visit Econfina State Park & swim at Pitt, Sylvan, & Wiliford Springs. You’ll love white sandy clear blue water beaches nearby. You can stroll through historic St. Andrew's Bay, and you can walk the Panama City Beach Boardwalk. 28mi to ECP Airport & 47mi to Florida Caverns

Top guest favourite
The exterior of a single-story remodeled home is shown, with a light-colored facade and dark shutters. A welcoming front porch is visible, framed by a spacious lawn surrounded by trees, offering a peaceful rural setting.
Home in Vernon
4.92 out of 5 average rating, 180 reviews

Entire home with lakefront access

Looking for a tranquil getaway? Come relax in this beautifully remodeled lakeside home, set amidst the peaceful rural surroundings. Whether you enjoy canoeing, kayaking or fishing, the beautiful Hicks Lake awaits you. And if you're craving a day at the beach, Panama City Beach is just a short 45-minute drive away! But that's not all - you're also just minutes away from several breathtaking natural springs, including Cypress Springs, Vortex Springs, Wiliford Springs, and spring-fed Ecofina Creek

Superhost
A spacious studio features a comfortable sofa and a large bed. Natural light enters through sliding glass doors, revealing a serene view of the lake. Decorative elements, including framed artwork and a cozy area rug, enhance the inviting ambiance.
Apartment in Panama City Beach
4.85 out of 5 average rating, 125 reviews

Casa Sol - Bright, Renovated, Studio by The Beach.

Updated, first floor studio, with all the comfort and amenities you'll need for your visit to the Beach. Have your coffee on the back porch looking onto the lake or take a 3 minute stroll across the street to the beach. Take a dip in the pool. Pier Park is 5 minutes away and has everything you would need. (Target, Fresh Market, endless food and bars). Rosemary is a 10 minute drive. 15 minutes to the airport. Enjoy the best parts of the beach and surrounding areas from here with ease.

Top guest favourite
A spacious living area features a sectional sofa with colorful throw pillows and a textured area rug. A light-colored coffee table is positioned in front, while a dining area with white furniture is visible in the background. The kitchen opens up to the space, equipped with modern appliances.
Apartment in Panama City Beach
4.85 out of 5 average rating, 100 reviews

Sugary White Shores by Boba

Welcome to your private paradise—just 5 minutes from the beach! Enjoy top-notch amenities like an elevator, refreshing pool, tennis courts, boat dock, and a cozy fire pit, all yours to enjoy! The ground level features a variety of local favorites, including a Euro Food Market and the popular Guadalajara Restaurant. Plus, you're perfectly located between two amusement parks and just minutes from Walmart, Publix, Zoo Park, and St. Andrew’s State Park. Perfect blend of relaxation and adventure!

Top guest favourite
A bright living area features a comfortable gray sofa with a yellow accent pillow. Large sliding doors open to a private balcony with two teal chairs and a table, offering views of the lush surroundings and water beyond.
Apartment in Panama City Beach
4.88 out of 5 average rating, 172 reviews

"Islandia 317" waterfront one bedroom with a pool

One spectacular suite by the water’s edge, specially designed to bring the natural beauty of one of our largest coastal dune lakes into a room full of comfort and leisure featuring coastal-designed furnishings, indulgent fabrics, and timeless colors. This third-floor suite has a relaxing living room, kitchen with dining area, and modernized bathroom with shower. An intimate veranda offers astounding panoramic views of Lake Powell. Multiple rental units are available - please visit my profile.

Superhost
A spacious living area features a light-colored sectional sofa adorned with soft cushions. A decorative coffee table sits on a colorful area rug, complemented by a small plant on a side table. Natural light streams through large windows, illuminating the cozy environment.
Home in Inlet Beach
4.9 out of 5 average rating, 215 reviews

Free Golf Cart, 5 min to Beach, Community Pool

Welcome to The Dancing Pelican Beach House! This gorgeous home is in a quiet, safe, family-friendly community in Inlet Beach. You will love taking the free golf cart to our free public beach (5 minutes away). Drive 5 minutes to scenic 30A and enjoy Rosemary Beach, Alys, Seacrest & more. Walk to the community pool, Lake Powell and Camp Helen State Park. Includes beach gear, fully equipped kitchen, outdoor grill, coffee maker, washer/dryer, WiFi, 3 Smart TVs, linens, towels and much more!

Top guest favourite
The sleeping area features a spacious bed adorned with crisp white linens and decorative throw blankets. Natural light fills the room through large windows draped with sheer curtains, while a cozy dining set is positioned nearby, integrating a relaxed coastal aesthetic.
Apartment in Inlet Beach
4.99 out of 5 average rating, 168 reviews

FlipFlopsOn II • 80 steps to the Beach • FL 30A

Recommended by ‘TRAVEL + LEISURE’ —FlipFlopsOn II is 80 steps to Inlet Beach, where sugar-white sand meets the turquoise Gulf Coast! This sun-washed full studio for 4 (4 beds), sits beachside of the 30A National SCENIC BYWAY adjacent to Lake Powell; stroll or bike to Inlet, Alys & Rosemary Beach dining & entertainments. Featuring a clean Cali-Florida vibe with a pool, grill, pavilion, beach gear, fast Wi-Fi, 65” smart TV, & sunsets from your private patio! Park your car, walk everywhere!

Top guest favourite
A pool area features a large, inviting swimming pool adorned with lounge chairs under a bright blue sky. Nearby, beach loungers with an umbrella are visible on a sandy beach, providing a relaxing spot for sunbathing.
Apartment in Panama City Beach
4.89 out of 5 average rating, 141 reviews

1st flr lakeview near 30A/Pets & Snowbirds welcome

Welcome to Fins Up @Carillon. Far West end next to Rosemary Beach. Seaside, Pier Park, St Andrew’s Park within 15 mins. Newly renovated studio with full kitchen,king bed, pullout sofa & twin air mattress. 5 pools onsite (1 heated), hot tub, playground, tennis/pickleball/basketball courts, 8 beach access points. General store onsite with bike rentals. Condo backs to Lake with a 5-7 minute walk to beach. No traffic here, private beach. Snowbirds welcome. Did I say private beach?

Guest favourite
A covered balcony is furnished with two wicker chairs adorned with colorful cushions and a small side table. A wine bottle and glasses are set on the table, while sweeping views of the bay and clear blue sky are visible beyond the railing.
Apartment in Panama City Beach
4.89 out of 5 average rating, 44 reviews

Gulf Views! Secret Beach, Pool, Golf, Beach Chairs

Experience the ultimate vacation in Panama City Beach! Enjoy stunning bay views, exclusive access to a secret beach, and top-tier amenities like a 10,000 sq. ft. resort-style heated pool, hot tub, fire pit, and grilling area. Golf enthusiasts will love being steps from the only Nicklaus Design golf course in Northwest Florida, while boat rentals and great dining are all within walking distance. Whether you're here to relax or explore, this condo offers the perfect balance of both!

Top guest favourite
A balcony is seen with two blue chairs and a small table, overlooking the Gulf of Mexico. The vibrant blue of the water contrasts with the white sandy beach below, offering expansive views of the shoreline and horizon.
Apartment in Panama City Beach
4.95 out of 5 average rating, 175 reviews

Pelican Perch, Breathtaking Views, Couples Retreat

Amazing Views, Gulf front and may be the best view on the far West Side of Panama City Beach near 30A, expansive dedicated beach adjoins Camp Helen State Park, couples retreat at Pinnacle Port.. close to 30A, Carillon, Rosemary etc. 3rd adult or child on pullout sofa. Penthouse Level (floors 11/12 midrise) townhouse style ~ 900 sq ft., true paradise, beachfront balcony, Gulf views all rooms.. (couple or 3 adults or 2 adults and supervised older child) - beach chairs & umbrella

Guest favourite
Illuminated palm trees frame a serene lakeside setting at night. A covered cabana sits nearby, featuring seating arrangements. Soft lighting gently highlights the landscape, reflecting on the water, while a grassy area offers space for relaxation.
Cabin in Panama City
4.89 out of 5 average rating, 106 reviews

Cabin on Private Beach with Tiki Bar & Cabana

3 Queen beds, 2 bedrooms, queen futon sofa. Lake front, tiki bar with swings, covered cabana. Gated property for privacy. 20 minutes from Panama City Beach. Ten minutes from Ecofina Springs. Stone tiki kitchen with fireplace, pizza oven, open fire Argentine grill and smoker. Full bathroom on the beach equipped with a shower for easy shower. Beach side cabana with privacy shades, 10 inch mattress, 43 inch smart TV, wood fireplace.

Top guest favourite
The modern, white exterior of a two-story home is showcased, featuring large windows that allow ample natural light. A paved driveway leads to a garage, surrounded by palm trees and lush landscaping, set against a clear blue sky.
Home in Rosemary Beach
4.99 out of 5 average rating, 84 reviews

Golf Cart! Walk to Beach! Pool! Bikes! Beach Gear!

Welcome to The Pointe 30A, your stylish home base just minutes from Rosemary Beach! This 4 bedroom, 3.5 bathroom modern retreat sleeps 10 and includes a 6-seater golf cart, 4 bikes, and access to a resort-style pool. With luxe interiors, Smart TVs in every bedroom, a full kitchen with high-end appliances, and quick access to the beach, this is the perfect blend of comfort and location for your next 30A getaway.

Popular amenities for lake access rentals in Bay County

KitchenWifiPoolFree parking on premisesAir conditioning

Lake access house rentals

Superhost
A well-lit outdoor space features a hot tub with accessible steps, bordered by a wooden deck. Colorful Adirondack chairs are placed on the lush green lawn, surrounded by a wooden fence. String lights illuminate the area, creating a warm, inviting ambiance.
Home in Panama City Beach
4.91 out of 5 average rating, 45 reviews

Hot Tub/Family Friendly/Sleeps 12/Near Beach

Guest favourite
A sweeping view of the beach showcases a serene expanse of golden sand and turquoise waters. Rows of blue umbrellas are neatly arranged along the shore, extending towards the horizon where the ocean meets the sky. Gentle waves create a calming atmosphere.
Home in Panama City
4.78 out of 5 average rating, 18 reviews

Beachfront Paradise

Superhost
A wooden dock extends over the water, featuring five teal adirondack chairs arranged to enjoy scenic views. The calm water reflects the clear blue sky, while the distant horizon showcases a subtle band of greenery.
Home in Panama City
4.75 out of 5 average rating, 56 reviews

Waterfront |Hot Tub|Private Dock|Boat Launch

Guest favourite
The exterior of a modern beach home is illuminated in the evening, highlighting its clean lines and welcoming entrance. Palm trees are positioned on either side of the driveway, complementing the serene atmosphere of the neighborhood.
Home in Inlet Beach
5 out of 5 average rating, 23 reviews

"Sun Kissed" Gulf Views, Putting Green, Pool Table

Superhost
The exterior of the home showcases a blue and white facade with balconies. The backyard features a heated pool surrounded by sun loungers, while green landscaping provides privacy. A cozy outdoor seating area with a small table and chairs is positioned beside a wall of greenery. The inside living space is bright and airy, equipped with a large TV and comfortable seating.
Home in Panama City Beach
4.85 out of 5 average rating, 41 reviews

Beach House Sleeps 16 Heated POOL Close to Beach

Guest favourite
The exterior of the beach house is presented, featuring light gray walls and a welcoming entryway with double glass doors. Yellow Adirondack chairs are positioned on a paved patio, complemented by green landscaping and a clear blue sky above.
Home in Panama City Beach
4.89 out of 5 average rating, 65 reviews

20% off 7+nights~2 King Bds~Dog~Walk 2 the Beach

Top guest favourite
An open-concept kitchen features a glossy black countertop complemented by clear bar stools. A vibrant mural of tropical leaves in bright colors adorns one wall, adding a lively touch to the space. Pendant lights hang above, illuminating the inviting kitchen area.
Home in Panama City Beach
4.98 out of 5 average rating, 144 reviews

Mini Golf, West End, 0.5 to Beach, By 30A, Backyar

Superhost
An aerial view reveals a spacious property situated alongside Econfina Creek, surrounded by lush greenery. The large home features a deck overlooking the water, with a private dock and boathouse visible. A winding path leads to the driveway, enhancing the serene outdoor environment.
Home in Youngstown
4.82 out of 5 average rating, 28 reviews

Econfina Squatch Hideout

Apartment rentals with lake access

Guest favourite
A sandy path through grassy dunes leads to the tranquil beach. Lush greenery and beach grasses frame the scene, while the blue ocean is visible in the distance under a bright sky with scattered clouds.
Flat in Panama City Beach
4.96 out of 5 average rating, 49 reviews

Barefoot Bungalow Beachfront

Guest favourite
A balcony view is captured, featuring two patterned chairs and a small table. The ocean stretches in the background, showcasing varying shades of blue, while a coastal landscape is visible below, emphasizing the serene environment.
Flat in Panama City Beach
4.89 out of 5 average rating, 127 reviews

1BD/2BA plus Bunk Room, Ocean Views & Heated Pool

Guest favourite
Flat in Panama City Beach
5 out of 5 average rating, 10 reviews

snow bird rates, just ask! PCB/30A,Carillon, Alys

Guest favourite
A spacious bedroom features a large bed with a white quilt and decorative pillows, complemented by bedside lamps. Floor-to-ceiling windows offer views of the ocean and access to a private balcony, while light curtains frame the windows, allowing natural light to brighten the room.
Flat in Panama City
4.95 out of 5 average rating, 41 reviews

Emerald Coast Sea-renity.

Guest favourite
The studio features a cozy seating area, consisting of a plush sofa and an ottoman, positioned near a spacious queen-size bed. Light-colored curtains frame the windows, and a colorful wall art piece adds visual interest, creating a comfortable and inviting space.
Flat in Panama City Beach
4.96 out of 5 average rating, 74 reviews

Paradise in Pirates Cove

Top guest favourite
A bright and welcoming primary suite features a spacious bed adorned with tropical bedding. A decorative ceiling fan adds a touch of elegance, while a large mirror reflects the light. The room leads to a hallway, providing glimpses of the nearby bathroom and exterior views.
Flat in Panama City Beach
4.96 out of 5 average rating, 45 reviews

The Palms I Gorgeous Condo with Gulf View

Guest favourite
A cozy bedroom features a spacious bed with crisp white linens, complemented by a soft throw blanket. Natural light enters through glass doors that lead to a private balcony, with a blue accent chair positioned nearby. The room is decorated with light blue walls and tasteful artwork.
Flat in Panama City Beach
4.92 out of 5 average rating, 13 reviews

Carillon Beach Resort ~ 5 min to 30A ~ 4 pools

Superhost
A comfortable bedroom features a spacious bed adorned with turquoise and white bedding. The walls display a vibrant blue accent with the word "BEACH" highlighted. Natural light enters through a window, while a ceiling fan offers a gentle breeze. A full-length mirror adds depth to the space.
Flat in Panama City Beach
4.67 out of 5 average rating, 6 reviews

Lakefront and Beachside Condo 2.5 Miles to 30A

Lake access cottage rentals

Top guest favourite
An outdoor space is highlighted with paver stones, featuring a covered car parking area and a seating arrangement comprised of several outdoor chairs. Lush greenery and palm trees provide a backdrop, enhancing the open and expansive environment under a clear blue sky.
Cottage in Panama City Beach
5 out of 5 average rating, 11 reviews

Hideaway Cottage | Dog Friendly | Steps to Beach

Guest favourite
A welcoming porch features two comfortable chairs and a side table set on a striped rug. The walls are painted in a soft turquoise, with light streaming through the open door, revealing a glimpse of a bright kitchen area beyond.
Cottage in Panama City Beach
4.91 out of 5 average rating, 44 reviews

Aquaman’s Beach Cottage/Paw-some SnowBird Retreat!

Guest favourite
A quaint outdoor space features a picnic table surrounded by gravel, ideal for gatherings. In the background, the serene lake reflects the soft hues of twilight, framed by trees and kayaks at the water's edge.
Cottage in Southport
4.94 out of 5 average rating, 32 reviews

4 Person Lake Front Cottage with Kayaks

Guest favourite
A wooden fence features a white house number sign, with purple flowers enhancing the outdoor space below. A wooden structure, possibly an outdoor shower or storage, is positioned above a small patio area. The house's exterior is light green, surrounded by natural landscaping and palm trees.
Cottage in Panama City Beach
4.91 out of 5 average rating, 44 reviews

The Cottage on Alta Vista-so charming!

An intricate fire pit is showcased, featuring the engraved word 'Choctaw.' Flames dance atop the burning logs, surrounded by a stone patio. Nearby, a basket filled with pine cones adds a rustic touch to the natural setting of tall trees and greenery.
Cottage in Ponce de Leon
5 out of 5 average rating, 13 reviews

Choctaw Lodge Retreat

Guest favourite
An aerial view features vibrant beach cottages in various colors, set against the turquoise waters of the Gulf. In the distance, a long pier extends into the sea. Palm trees are visible, with the nearby sandy beach indicated by the arrow pointing at the orange cottage.
Cottage in Panama City Beach
5 out of 5 average rating, 10 reviews

The Orange Oasis Summertowne Cottage #12

Guest favourite
The charming cottage exterior features a welcoming entrance with steps leading to a covered porch. A bicycle rests beside a large blue planter, set against a backdrop of lush greenery and cloudy skies.
Cottage in Inlet Beach
5 out of 5 average rating, 79 reviews

Deck, Porch & Yard Galore! | 3BR Coastal Escape

Top guest favourite
The coastal-cottage-style home is framed by lush greenery, showcasing a welcoming porch with white columns and dark steps. A spacious garage is visible, filled with various sports equipment, including paddleboards and bicycles, highlighted by a large yellow paddleboard leaning against the exterior.
Cottage in Inlet beach
4.98 out of 5 average rating, 41 reviews

Kid friendly golf cart sports gear pool lake beach

Destinations to explore