
Waterfront holiday rentals in Panama City
Find and book unique waterfront rentals on Airbnb
Quick stats about waterfront rentals in Panama City

Total holiday rentals
Explore 100 holiday rentals in Panama City

Nightly prices starting at
Panama City holiday rentals start at €17 per night before taxes and fees

Verified guest reviews
Over 5,470 verified reviews to help you choose

Family-friendly holiday rentals
60 properties offer extra space & child-friendly amenities

Pet-friendly holiday rentals
Find 30 rentals that welcome pets

Holiday rentals with a pool
40 properties feature pools

Rentals with dedicated workspaces
40 properties have a dedicated workspace

Wifi availability
100 of Panama City holiday rentals include wifi access

Popular amenities for guests
Guests love Kitchen, Wifi and Pool across Panama City rentals

4.9 Average rating
Panama City stays are highly rated by guests – averaging 4.9 out of 5!
Top-rated waterfront rentals in Panama City
Guests agree: these waterfront rentals are highly rated for location, cleanliness and more.

Bay Beach Bungalow waterfront family vacation home
Bring the whole family to our waterfront getaway. Enjoy your own St. Andrews Bay Beach access, including private dock. Experience over water dining, fishing, sunbathing, Kayaking, or SUP. Enjoy Dolphins, Turtles, and Birds. Bring your own boat and anchor offshore, or rent a boat from the marina right across the street. This is a great family destination. Trust us with your vacation, relax and enjoy the private bay beach, views and space. Absolutely no weddings or parties are allowed. Thank you

Location! Private Beach/Estates/Rm for boat/Pet(s)
Spacious 1700 sq. ft. with Private Beach. On W Beach Dr, Panama City's waterfront historic estates. No crowded beach or traffic jam condo culture here. Bring your pet(s) to the deeded white sand beach with magnificent sunsets and views of Shell Island and the mouth of the gulf directly in front. 1 mile to historic Downtown or St. Andrew - in the middle of PC's best restaurants, marinas, parks! Experience an estate amongst Panama City’s historical waterfront mansions. Front row July 4 fireworks!

Oasis by the Bay. 10 miles from Panama City Beach
Take a break and unwind at this peaceful oasis. Enjoy your private apartment in our North Bay home. Juliet balconies grace both the sitting room and the bedroom. The sitting room boasts two recliner chairs and a tv. Hidden in an armoire, kitchen amenities provide convenience. The sitting room balcony is the perfect place to enjoy your coffee. 17 stairs must be climbed to access the listing. The apartment is on the street side of our home and I will probably be in residence during your stay.

Coastal Vibe Spacious and Steps from the Sand/PCB
Avoid the elevators and relax in this cozy condo located in the heart of Panama City beach. Steps away from the beautiful white sand beaches, dining and entertainment. Located on the second floor with views of the lake and pool. Splash in one of the 5 resort style pools and enjoy a nightly fountain show on the boardwalk complete with lights and music. Fast WiFi . PLEASE NOTE there is a RESORT FEE of $86 for wristbands and parking paid directly to HOA. The Fee covers the entire reservation

2026 Price Specials Majestic 3rd Fl. Location!
**MAJESTIC RESORT TOWER 1, PANAMA CITY BEACH** • You Are Directly on the Beach! • Balcony on the Gulf Front. Ocean View • Fitness Center Free Access • 2 Indoor Heated and 4 Outdoor Pools • 3 Hot Tubs • 5 Star Location in the Middle of PCB Attractions • On-Site: Restaurant, Bar, Starbucks Coffee Shop, General Store, Movie Theater • Tennis Court and Game Room SLEEPING ARRANGEMENTS: LOVELY LARGE STUDIO- SINGLE LIVING SPACE • King Sized Bed • Single-over-Single Bunk Bed • Toddler cot bed

Unforgettable 6th Floor Ocean Front Condo
Relax and enjoy the amazing views from our ocean front condo. Our place comes with a fully equipped kitchen and 2 smart TVs. Beach access and Pineapple Willy's are steps away! NOTE: Memorial Day to August 1 is Saturday to Saturday only. Sleeps 3 adults comfortably. There is a queen bed in the bedroom and one regular sofa. No pets, no smoking, and at least one guest must be 25 or older. The unit includes 2 canvas beach chairs and an umbrella set up on the beach (March 1 - Nov 1).

3BR/2BA Bayfront Home w/prvt. bch. Dog friendly
We are located in the beautiful historic neighborhood of St. Andrews. This is not just a 3BR/2BA house for rent, it was the family home of the current owners . Newly renovated, it feels like a home away from home for guests. The house is fully stocked for comfort & is pet friendly. Private beach, huge bayside yard w/deck, incredible views day and night. Everything you need for supplies, dining, shopping and entertainment is within one to two miles of the house.

"The Plantation" Private Location +Super Views
Unwind & Relax in this 1500+ sq. ft. private ranch Home! Big kitchen, 2 Bdrms, queen sleeper sofa, 1 large bath, BIG living room, 42" TV, & deck. Great spot for seeking social distancing. Enjoy for your family gatherings, special celebrations, business retreat, or friends' getaway. Laundry & vending machine on The Hideaway property. Dock your boat here! Paddle boards, kayaks, & fishing poles available. Make this home your annual event for business or pleasure.

Ocean Front, Amazing Views, Perfect Location PCB
Freshly Renovated Ocean Front Condo!! Perfect Location! Located directly on the Gulf in Panama City Beach! Huge balcony with amazing views of the ocean and pier! Beautiful 6th floor unit and tastefully decorated for that all American feel! Sterling Reef is one of the premier condominiums in PCB, with a location and amenities that are 2nd to none! Conveniently located across from Shipwreck Island! ...2 BEACH CHAIRS & UMBRELLA INCLUDED IN SEASON!!

Beachfront Escape at Shores of Panama
Wake up to panoramic Gulf views from your private 12th-floor beachfront balcony at Shores of Panama. Sip coffee above the emerald water, unwind with unforgettable sunsets, and walk straight onto the sugar-white sand. This inviting 2-bedroom, 2-bath condo sleeps up to 6 and includes a full kitchen, in-unit laundry, a reserved parking space on the same floor, and access to the resort’s lagoon pool, indoor pool, hot tubs, fitness center, and tiki bar.

"Bliss On The Bay" Guesthouse W/Kitchen On Water
Keep it simple at this peaceful and centrally-located place. We are on the water bring your boat keep it at the dock and only 15 minutes from Shell Island. The entire studio apartment is just minutes from Historic downtown Panama City and St. Andrews Bay where there's local restaurants Hunts Oyster Bar, Uncle Ernie's , Alice's on Bayview and Captains Table .Also inquire about monthly rates.

Jan- Feb 2027 Priced Right for Snowbirds!
Sea Glass is your 10th-floor oceanfront retreat, where color soaked sunsets pour through the windows and across your private balcony. An elevator ride within moments brings you poolside or in the sand, where your reserved beach chairs await. It’s a little Gulf gem guests return to again and again. Please review notes before booking.
Popular amenities for waterfront rentals in Panama City
Waterfront apartment rentals

Oceanfront Escape | King Bed | FREE Beach Service

Edgewater Beach & Golf, King bed, Ocean views!

“At Last” Luxury BeachFront/FREE chairs/umbrella

2028*Penthouse* Luxe Resort*5 Pools 18 +Ok

Gulf Front Penthouse Tidewater - Amenities galore!

Majestic Beach Resort Escape to Gulf of America

Sunday's Shore to Please with King Bed

2BR/2BA Gulf-front Sleep 9; Pool on Beach; 302
Waterfront house rentals

Huge waterfront home on historic St. Andrews Bay

A Sunny Bungalow w HOT TUB & KING Bed-WALK 2 BEACH

Sleeps 10 | Heated Pool | Game room | steps 2 bch

Private Heated Pool, Sleeps 14, 1 Block to Beach

Resort Family Fun 5 mn walk2 Bch, 2 pools back yd

SuperHost Beachfront Condo ~ Fontainebleau Terrace

1 Minute to Beach|private heated pool|6BR 5Ba

Romantic Seagrove Palmetto Bungalow 30A Lakefront
Waterfront apartment rentals

Upscale Beachfront Studio! Beach Service Included!

Gated Beach Front Condo w/ 3 Pools and Pickleball

Entire Condo-Ocean View-Balcony-Free Parking

Cozy Gulf-Front Studio at Majestic w/chair service

Beachfront, Beach Setup Incl! Close to Everything!

Dreamy Beachfront Paradise Skywater 1312

Beachfront Bliss with King: Free Chair Service!

Bay Beauty! View of St Andrew’s & Shell Island
When is the best time to visit Panama City?
| Month | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sept | Oct | Nov | Dec |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Avg. price | €99 | €105 | €113 | €115 | €133 | €153 | €143 | €112 | €105 | €109 | €97 | €96 |
| Avg. temp | 12°C | 14°C | 17°C | 20°C | 24°C | 27°C | 28°C | 28°C | 26°C | 22°C | 17°C | 14°C |
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- Pier Park
- St. Andrews State Park
- Village of Baytowne Wharf
- Henderson Beach State Park
- Frank Brown Park
- Seacrest Beach
- Aqua Resort
- Grayton Beach State Park
- Topsail Hill Preserve State Park
- St. Andrew State Park Pier
- Morrison Springs
- Shipwreck Island Waterpark
- Signal Hill Golf Course
- Crooked Island Beach
- Camp Helen State Park
- Shell Island Beach
- Gulf Crest Condominiums
- Gulf World Marine Park
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- Dune Allen Beach Access
- Sea Screamer
- Point Washington State Forest
- WonderWorks Panama City Beach
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