Waterfront holiday rentals in Panama City

Find and book unique waterfront rentals on Airbnb

Quick stats about waterfront rentals in Panama City

Total holiday rentals
Explore 100 holiday rentals in Panama City
Nightly prices starting at
Panama City holiday rentals start at €17 per night before taxes and fees
Verified guest reviews
Over 5,470 verified reviews to help you choose
Family-friendly holiday rentals
60 properties offer extra space & child-friendly amenities
Pet-friendly holiday rentals
Find 30 rentals that welcome pets
Holiday rentals with a pool
40 properties feature pools
Rentals with dedicated workspaces
40 properties have a dedicated workspace
Wifi availability
100 of Panama City holiday rentals include wifi access
Popular amenities for guests
Guests love Kitchen, Wifi and Pool across Panama City rentals
4.9 Average rating
Panama City stays are highly rated by guests – averaging 4.9 out of 5!

Top-rated waterfront rentals in Panama City

Guests agree: these waterfront rentals are highly rated for location, cleanliness and more.

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Top guest favourite

The view from a large window showcases a vibrant sunset over the bay. Two Adirondack chairs are positioned on a deck outside, framed by palm trees. The tranquil waters reflect hues of orange and pink, creating a serene atmosphere.

Home in Panama City

Bay Beach Bungalow waterfront family vacation home

Bring the whole family to our waterfront getaway. Enjoy your own St. Andrews Bay Beach access, including private dock. Experience over water dining, fishing, sunbathing, Kayaking, or SUP. Enjoy Dolphins, Turtles, and Birds. Bring your own boat and anchor offshore, or rent a boat from the marina right across the street. This is a great family destination. Trust us with your vacation, relax and enjoy the private bay beach, views and space. Absolutely no weddings or parties are allowed. Thank you

4.94 out of 5 average rating, 252 reviews

Top guest favourite

A serene waterfront view captures vibrant hues of orange and pink reflected in the calm water at sunset. A solitary heron stands gracefully in the foreground, while lush greenery frames the scene, enhancing the tranquil atmosphere.

Flat in Panama City

Oasis by the Bay. 10 miles from Panama City Beach

Take a break and unwind at this peaceful oasis. Enjoy your private apartment in our North Bay home. Juliet balconies grace both the sitting room and the bedroom. The sitting room boasts two recliner chairs and a tv. Hidden in an armoire, kitchen amenities provide convenience. The sitting room balcony is the perfect place to enjoy your coffee. 17 stairs must be climbed to access the listing. The apartment is on the street side of our home and I will probably be in residence during your stay.

4.96 out of 5 average rating, 103 reviews

Guest favourite

The living area features a contemporary design with light wood flooring and coastal accents. A large flat-screen TV is mounted on a wall above a stylish electric fireplace. Comfortable seating includes two armchairs and a sectional sofa, complemented by a round coffee table and a dining area with bar stools.

Apartment in Panama City

Modern & Coastal Gulf-Front 3rd Floor Getaway

This completely remodeled 1 bedroom unit at Edgewater is unlike any other in the resort. Featuring custom trim work such as nickel gap and board and batten walls, large smart TVs, a fully updated kitchen with stainless steel appliances and modern monochrome coastal decor. Escape to this updated oasis at Panama City Beach's premier resort with the most and best amenities on the beach. This unit is directly on the Gulf of America and a low floor (3), making it ideal for your next vacation.

4.92 out of 5 average rating, 137 reviews

Top guest favourite

Apartment in Long Beach

2026 Price Specials Majestic 3rd Fl. Location!

**MAJESTIC RESORT TOWER 1, PANAMA CITY BEACH** • You Are Directly on the Beach! • Balcony on the Gulf Front. Ocean View • Fitness Center Free Access • 2 Indoor Heated and 4 Outdoor Pools • 3 Hot Tubs • 5 Star Location in the Middle of PCB Attractions • On-Site: Restaurant, Bar, Starbucks Coffee Shop, General Store, Movie Theater • Tennis Court and Game Room SLEEPING ARRANGEMENTS: LOVELY LARGE STUDIO- SINGLE LIVING SPACE • King Sized Bed • Single-over-Single Bunk Bed • Toddler cot bed

4.96 out of 5 average rating, 110 reviews

Top guest favourite

Apartment in Panama City Beach

Unforgettable 6th Floor Ocean Front Condo

Relax and enjoy the amazing views from our ocean front condo. Our place comes with a fully equipped kitchen and 2 smart TVs. Beach access and Pineapple Willy's are steps away! NOTE: Memorial Day to August 1 is Saturday to Saturday only. Sleeps 3 adults comfortably. There is a queen bed in the bedroom and one regular sofa. No pets, no smoking, and at least one guest must be 25 or older. The unit includes 2 canvas beach chairs and an umbrella set up on the beach (March 1 - Nov 1).

4.78 out of 5 average rating, 150 reviews

Guest favourite

A bright living space features a large bay window providing sweeping views of the Gulf of Mexico. Two bar stools are positioned at a window-front desk, offering a perfect spot for work or relaxation. Natural light fills the area, complementing the calming coastal décor.

Apartment in Panama City Beach

Soak up the Sun, Sand, Sea at a Beachfront Studio

Enjoy a full-time siesta at the Beachfront BLUE SEA-ESTA, a newly renovated, Beachfront studio condo with stunning views from the top floor of Top of the Gulf. Whether you're seeking a relaxing escape or an adventure-filled vacation this Gulf-front rental has everything you need for an unforgettable retreat. This wonderfully appointed unit sleeps up to 4 guests. It features 1 comfy queen beds and sofa. The kitchen is fully equipped with everything you need to cook while on vacation.

4.98 out of 5 average rating, 132 reviews

Guest favourite

Cottage in St. Andrews

Private Water Front Cottage - Panama City, FL

Welcome to Turtle Cove Water-Front Cottage. Do you like to fish right off the bank of your rental? Do you want to be centrally located to beaches, colleges, sports complexes, and restaurants? This 1 bedroom, 1 bunk nook, and 1 bathroom cottage is newly renovated with a beautiful porch perfect for outside dining and sunsets. AND the waterfront canal is the perfect path to the bay on a kayak and paddle board OR just fish right off the bank of the yard. This cozy cottage is perfect!

4.9 out of 5 average rating, 127 reviews

Top guest favourite

A serene beach scene features a sandy shoreline gently leading to calm waters. A long wooden pier extends into the bay under a bright blue sky adorned with fluffy white clouds. Lush greenery is visible to the right, enhancing the natural shoreline.

Home in Panama City

3BR/2BA Bayfront Home w/prvt. bch. Dog friendly

We are located in the beautiful historic neighborhood of St. Andrews. This is not just a 3BR/2BA house for rent, it was the family home of the current owners . Newly renovated, it feels like a home away from home for guests. The house is fully stocked for comfort & is pet friendly. Private beach, huge bayside yard w/deck, incredible views day and night. Everything you need for supplies, dining, shopping and entertainment is within one to two miles of the house.

4.97 out of 5 average rating, 219 reviews

Guest favourite

The entrance features a well-maintained walkway leading to a blue door with glass inserts. Above, a sign labeled 'The Plantation' hangs, and a wooden staircase beside the door is adorned with hanging plants. Soft greenery surrounds the entrance, enhancing the welcoming vibe.

Home in Panama City

"The Plantation" Private Location +Super Views

Unwind & Relax in this 1500+ sq. ft. private ranch Home! Big kitchen, 2 Bdrms, queen sleeper sofa, 1 large bath, BIG living room, 42" TV, & deck. Great spot for seeking social distancing. Enjoy for your family gatherings, special celebrations, business retreat, or friends' getaway. Laundry & vending machine on The Hideaway property. Dock your boat here! Paddle boards, kayaks, & fishing poles available. Make this home your annual event for business or pleasure.

4.92 out of 5 average rating, 354 reviews

Top guest favourite

A spacious balcony overlooks the ocean, featuring a glass railing that allows unobstructed views of the water. Sunlight casts shadows on the textured surface, while a table and chairs are positioned for outdoor dining. Waves gently lap at the shoreline in the distance.

Apartment in Long Beach

2 BR View Condo! Gulf-Front Bedroom, Huge Balcony!

Directly on the beach! Two pools, hot tub, sauna, fitness room, bbqs, and quick beach access. Stay in comfort in your Master king bedroom connected to the balcony and a 2nd bedroom with a queen bed. This balcony is one of the largest in PCB! Important: The building pools and hot tub are scheduled to be closed Nov. 11–Dec. 21, 2026 for an exterior painting project. Rates during this period have been discounted accordingly

4.94 out of 5 average rating, 346 reviews

Guest favourite

Guest house in Panama City

"Bliss On The Bay" Guesthouse W/Kitchen On Water

Keep it simple at this peaceful and centrally-located place. We are on the water bring your boat keep it at the dock and only 15 minutes from Shell Island. The entire studio apartment is just minutes from Historic downtown Panama City and St. Andrews Bay where there's local restaurants Hunts Oyster Bar, Uncle Ernie's , Alice's on Bayview and Captains Table .Also inquire about monthly rates.

4.89 out of 5 average rating, 246 reviews

Top guest favourite

A balcony view showcases the Gulf of Mexico, featuring clear blue waters and soft white sand. Two chairs are positioned for relaxation, with the ocean waves gently lapping at the shore in the background. The expansive sky presents a bright and sunny atmosphere.

Apartment in Panama City Beach

Jan- Feb 2027 Priced Right for Snowbirds!

Sea Glass is your 10th-floor oceanfront retreat, where color soaked sunsets pour through the windows and across your private balcony. An elevator ride within moments brings you poolside or in the sand, where your reserved beach chairs await. It’s a little Gulf gem guests return to again and again. Please review notes before booking.

4.78 out of 5 average rating, 228 reviews