Waterfront holiday rentals in Panama City

Find and book unique waterfront rentals on Airbnb

Quick stats about waterfront rentals in Panama City

  • Total holiday rentals

    Explore 100 holiday rentals in Panama City

  • Nightly prices starting at

    Panama City holiday rentals start at €18 per night before taxes and fees

  • Verified guest reviews

    Over 5,470 verified reviews to help you choose

  • Family-friendly holiday rentals

    60 properties offer extra space & child-friendly amenities

  • Pet-friendly holiday rentals

    Find 30 rentals that welcome pets

  • Holiday rentals with a pool

    40 properties feature pools

  • Rentals with dedicated workspaces

    40 properties have a dedicated workspace

  • Wifi availability

    100 of Panama City holiday rentals include wifi access

  • Popular amenities for guests

    Guests love Kitchen, Wifi and Pool across Panama City rentals

  • 4.9 Average rating

    Panama City stays are highly rated by guests – averaging 4.9 out of 5!

Top-rated waterfront rentals in Panama City

Guests agree: these waterfront rentals are highly rated for location, cleanliness and more.

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Top guest favourite
The view from a large window showcases a vibrant sunset over the bay. Two Adirondack chairs are positioned on a deck outside, framed by palm trees. The tranquil waters reflect hues of orange and pink, creating a serene atmosphere.
Home in Panama City

Bay Beach Bungalow waterfront family vacation home

Bring the whole family to our waterfront getaway. Enjoy your own St. Andrews Bay Beach access, including private dock. Experience over water dining, fishing, sunbathing, Kayaking, or SUP. Enjoy Dolphins, Turtles, and Birds. Bring your own boat and anchor offshore, or rent a boat from the marina right across the street. This is a great family destination. Trust us with your vacation, relax and enjoy the private bay beach, views and space. Absolutely no weddings or parties are allowed. Thank you

BeachRiverFamily

4.94 out of 5 average rating, 252 reviews
Top guest favourite
A balcony offers expansive views of the ocean and sandy beach below. Colorful beach umbrellas and vehicles can be seen along the shoreline. Two cozy chairs are positioned on the balcony, complemented by decorative cushions. The clear sky enhances the serene atmosphere.
Apartment in Panama City Beach

Dolphins & Paradise Amazing Ocean Front Balcony!

Direct Ocean Front Views!! Watch the dolphins from your balcony. The Sunbird condo is a wonderful place to enjoy a family vacation or a quiet romantic getaway. The complex offers 3 pools, lounge chairs, vending area, grilling area, new composite boardwalk where you can enjoy a leisure or sunbathe at the Gulf coast beach! This 1BR 1BA unit is fully furnished and has a well stocked kitchen. The Sunbird is situated right on the beach. YOU MUST BE AT LEAST 25 YEARS OLD TO BOOK AND REGISTER ON SITE!

BeachViewComfort

4.94 out of 5 average rating, 103 reviews
Guest favourite
A spacious living area features comfortable blue couches accented by yellow pillows. A ceiling fan provides ventilation, and large glass doors offer views of the outdoors. A modern entertainment unit holds a flat-screen TV, while artwork adorns the walls, adding a touch of color to the space.
Apartment in Panama City Beach

Coastal Vibe Spacious and Steps from the Sand/PCB

Avoid the elevators and relax in this cozy condo located in the heart of Panama City beach. Steps away from the beautiful white sand beaches, dining and entertainment. Located on the second floor with views of the lake and pool. Splash in one of the 5 resort style pools and enjoy a nightly fountain show on the boardwalk complete with lights and music. Fast WiFi . PLEASE NOTE there is a RESORT FEE of $86 for wristbands and parking paid directly to HOA. The Fee covers the entire reservation

BeachViewParking

4.94 out of 5 average rating, 115 reviews
Top guest favourite
Apartment in Long Beach

2026 Price Specials Majestic 3rd Fl. Location!

**MAJESTIC RESORT TOWER 1, PANAMA CITY BEACH** • You Are Directly on the Beach! • Balcony on the Gulf Front. Ocean View • Fitness Center Free Access • 2 Indoor Heated and 4 Outdoor Pools • 3 Hot Tubs • 5 Star Location in the Middle of PCB Attractions • On-Site: Restaurant, Bar, Starbucks Coffee Shop, General Store, Movie Theater • Tennis Court and Game Room SLEEPING ARRANGEMENTS: LOVELY LARGE STUDIO- SINGLE LIVING SPACE • King Sized Bed • Single-over-Single Bunk Bed • Toddler cot bed

ViewBeachAccuracy

4.96 out of 5 average rating, 110 reviews
Top guest favourite
Apartment in Panama City Beach

Beachfront, Beach Setup Incl! Close to Everything!

✦ Private Balcony ✦ Incredible Gulf Views ✦ Free Beach Set-up Service (Mar–Oct) ✦ 3 Pools (1 heated seasonally) ✦ Fitness Room ✦ Tennis | Pickle Ball | Shuffleboard (Newly Reconstructed) ✦ Access to Owner's Storage Stocked w/Beach Amenities ✦ Beach Towels to Use at Pool or Beach ✦ Stocked Coffee Station ✦ Board Games, Puzzles & Cards ✦ Close to Walmart, Restaurants & Attractions ✦ Free Wifi ✦ DirectTv ✦ Smart TVs with Streaming Apps ✦ Gated Beach Access & Parking Lot ✦ On-site Laundry

ViewBeachGetting around

4.98 out of 5 average rating, 115 reviews
Guest favourite
Cottage in St. Andrews

Private Water Front Cottage - Panama City, FL

Welcome to Turtle Cove Water-Front Cottage. Do you like to fish right off the bank of your rental? Do you want to be centrally located to beaches, colleges, sports complexes, and restaurants? This 1 bedroom, 1 bunk nook, and 1 bathroom cottage is newly renovated with a beautiful porch perfect for outside dining and sunsets. AND the waterfront canal is the perfect path to the bay on a kayak and paddle board OR just fish right off the bank of the yard. This cozy cottage is perfect!

RiverViewCondition

4.9 out of 5 average rating, 127 reviews
Top guest favourite
A serene beach scene features a sandy shoreline gently leading to calm waters. A long wooden pier extends into the bay under a bright blue sky adorned with fluffy white clouds. Lush greenery is visible to the right, enhancing the natural shoreline.
Home in Panama City

3BR/2BA Bayfront Home w/prvt. bch. Dog friendly

We are located in the beautiful historic neighborhood of St. Andrews. This is not just a 3BR/2BA house for rent, it was the family home of the current owners . Newly renovated, it feels like a home away from home for guests. The house is fully stocked for comfort & is pet friendly. Private beach, huge bayside yard w/deck, incredible views day and night. Everything you need for supplies, dining, shopping and entertainment is within one to two miles of the house.

BeachViewWifi

4.97 out of 5 average rating, 219 reviews
Guest favourite
The entrance features a well-maintained walkway leading to a blue door with glass inserts. Above, a sign labeled 'The Plantation' hangs, and a wooden staircase beside the door is adorned with hanging plants. Soft greenery surrounds the entrance, enhancing the welcoming vibe.
Home in Panama City

"The Plantation" Private Location +Super Views

Unwind & Relax in this 1500+ sq. ft. private ranch Home! Big kitchen, 2 Bdrms, queen sleeper sofa, 1 large bath, BIG living room, 42" TV, & deck. Great spot for seeking social distancing. Enjoy for your family gatherings, special celebrations, business retreat, or friends' getaway. Laundry & vending machine on The Hideaway property. Dock your boat here! Paddle boards, kayaks, & fishing poles available. Make this home your annual event for business or pleasure.

ViewBeachIndoor spaces

4.92 out of 5 average rating, 354 reviews
Top guest favourite
A modern living room is presented with a comfortable queen sleeper sofa and a lounge chair. Natural light streams through large sliding doors that open to a balcony, showcasing an ocean view. A television sits opposite the seating area, enhancing the space's inviting feel.
Apartment in Panama City Beach

Entire Condo-Ocean View-Balcony-Free Parking

Entire Condo with Ocean View – Enjoy one of the best beaches in the United States. This condo has been completely remodeled in 2021; it is ideal for couples and working professionals. With a modern beach décor and a simple layout, our condo will provide all you need for a short or long-term dream vacation. Located on the 10th floor of Origin condominium, you can enjoy all resort amenities and the fantastic ocean view. Come to check it out!

BeachViewHot tub

4.99 out of 5 average rating, 234 reviews
Top guest favourite
A cozy corner of the living space features a small Christmas tree adorned with holiday decorations. Two comfortable chairs, one gray with a yellow accent pillow and one brown, flank a small table. A vibrant wall covering with leafy patterns adds a lively touch to the room.
Townhouse in Lower Grand Lagoon

Private Backyard | Pet Friendly | Sleeps 4

Walk in and relax in this beautiful meticulously renovated duplex with fully fenced backyard and spacious patio. Take a short walk to the beach to the Rick seltzer park, my favorite place on the beach, don’t forget chairs and umbrella that we prepared for you As you get enough of sunshine go and enjoy Capt’s Jack unlimited crab legs or have a drink in one of many bars and restaurants around Absolutely NO SMOKING in this unit

BeachViewHospitality

4.95 out of 5 average rating, 257 reviews
Top guest favourite
A spacious balcony overlooks the ocean, featuring a glass railing that allows unobstructed views of the water. Sunlight casts shadows on the textured surface, while a table and chairs are positioned for outdoor dining. Waves gently lap at the shoreline in the distance.
Apartment in Long Beach

2 BR View Condo! Gulf-Front Bedroom, Huge Balcony!

Directly on the beach! Two pools, hot tub, sauna, fitness room, bbqs, and quick beach access. Stay in comfort in your Master king bedroom connected to the balcony and a 2nd bedroom with a queen bed. This balcony is one of the largest in PCB! Important: The building pools and hot tub are scheduled to be closed Nov. 11–Dec. 21, 2026 for an exterior painting project. Rates during this period have been discounted accordingly

BeachViewBathroom

4.94 out of 5 average rating, 346 reviews
Guest favourite
Apartment in Panama City Beach

Oceanfront Retreat | Views on VIEWS

Step into paradise! From the moment you open the door, soak in breathtaking ocean views. Slide open the doors from the living room or king bedroom and relax on your private balcony with the sound of crashing waves. Just steps from the powdery white sand and turquoise waters of Panama City Beach—no streets to cross, just beachfront bliss, 4 floors up. 🌊☀️ Please read the full listing for all the details!

ViewBeachOutdoor spaces

4.87 out of 5 average rating, 258 reviews

Popular amenities for waterfront rentals in Panama City

Waterfront apartment rentals

Top guest favourite
Flat in Long Beach

Oceanfront Escape | King Bed | FREE Beach Service

BeachViewLocation

4.96 out of 5 average rating, 189 reviews
Top guest favourite
A spacious studio features a large bed adorned with vibrant bedding, accompanied by a small red sofa. Sunlight streams through expansive glass doors that open to a balcony, offering views of the shimmering Gulf of Mexico and blue skies.
Flat in Long Beach

Majestic Beach Resort Escape to Gulf of America

ViewBeachTV

4.97 out of 5 average rating, 222 reviews
Guest favourite
A light-filled living room features a spacious white sofa and a gray armchair, set against a backdrop of large windows showcasing an ocean view. A stylish area rug with blue tones adds color to the hardwood floors, while blue curtains frame the glass doors leading to the balcony.
Flat in Panama City Beach

“At Last” Luxury BeachFront/FREE chairs/umbrella

ViewBeachCleanliness

4.9 out of 5 average rating, 123 reviews
Top guest favourite
A serene waterfront view captures vibrant hues of orange and pink reflected in the calm water at sunset. A solitary heron stands gracefully in the foreground, while lush greenery frames the scene, enhancing the tranquil atmosphere.
Flat in Panama City

Oasis by the Bay. 10 miles from Panama City Beach

BeachViewCleanliness

4.96 out of 5 average rating, 103 reviews
Guest favourite
Flat in Panama City Beach

2028*Penthouse*Modern*Luxe Resort*5 Pools 18 +Ok

BeachViewComfort

4.75 out of 5 average rating, 303 reviews
Top guest favourite
Flat in Panama City Beach

Edgewater Beach & Golf, King bed, Ocean views!

BeachViewWalkability

4.98 out of 5 average rating, 125 reviews
Top guest favourite
A spacious living area is visible, featuring a comfortable sectional sofa oriented towards sliding glass doors that open to a private balcony with ocean views. A dining area with white chairs complements the modern kitchen, where light countertops and appliances create a bright atmosphere.
Flat in Panama City Beach

Gulf Front Penthouse Tidewater - Amenities galore!

ViewBeachHot tub

4.92 out of 5 average rating, 272 reviews
Guest favourite
A bright studio features a spacious bed with white bedding and blue accents. Two blue chairs are positioned nearby, facing large sliding doors that lead to a private balcony. Natural light fills the room, highlighting the ocean view in the background.
Flat in Panama City Beach

BEACHFRONt-Majestic*Studio+Bunk-Sleeps4-Pools-Spa

ViewBeachLaundry

4.95 out of 5 average rating, 126 reviews

Waterfront house rentals

Top guest favourite
Home in Lower Grand Lagoon

Gulf Front Penthouse - Panama City Beach

ViewBeachKitchen

5.0 out of 5 average rating, 185 reviews
Guest favourite
A shaded outdoor area features a large umbrella over a chair, complemented by a variety of potted flowers along the path. In the background, a glimpse of water is visible, framed by palm trees and greenery.
Home in St. Andrews

Location! Private Beach/Estates/Rm for boat/Pet(s)

ViewBeachHospitality

4.87 out of 5 average rating, 126 reviews
Guest favourite
A private swimming pool is surrounded by palm trees, offering a refreshing oasis. The pool area is enclosed by a white fence and features a paved patio, providing space for relaxation. Sun loungers are positioned nearby, inviting guests to enjoy the outdoors.
Home in Lower Grand Lagoon

Private Heated Pool, Sleeps 14, 1 Block to Beach

ViewBeachCheck-in

4.95 out of 5 average rating, 111 reviews
Top guest favourite
The living area features a large gray couch paired with a modern ottoman and a textured rug. A dining area with bar stools is visible, while a well-equipped kitchen and dining table are in the background. Natural light enters through the glass doors, enhancing the open layout.
Home in Lower Grand Lagoon

A Sunny Bungalow w HOT TUB & KING Bed-WALK 2 BEACH

BeachViewParking

4.96 out of 5 average rating, 202 reviews
Guest favourite
Four blue lounge chairs are arranged on a sandy beach, facing a calm body of water. A long pier extends into the distance, framed by a clear blue sky and a few wispy clouds. A tree provides gentle shade overhead.
Home in St. Andrews

Huge waterfront home on historic St. Andrews Bay

ViewBeachComfort

4.9 out of 5 average rating, 107 reviews
Top guest favourite
A living area features a dark leather sectional sofa adorned with decorative pillows. A round coffee table sits in the center, while colorful artwork hangs on the walls. A flat-screen television is mounted opposite the seating, and a glimpse of the kitchen is visible in the background.
Home in Callaway

Waterfront Home Near Tyndall AFB

BeachViewBack garden

4.96 out of 5 average rating, 170 reviews
Top guest favourite
A bright studio condominium features a spacious sleeping area with a patterned comforter. A comfortable sectional sofa sits adjacent, with large windows framing views of the beach beyond. Light-colored furniture and a flat-screen TV contribute to the inviting atmosphere.
Home in Bid-a-wee Beach

SuperHost Beachfront Condo ~ Fontainebleau Terrace

ViewBeachAir conditioning

4.91 out of 5 average rating, 211 reviews
Top guest favourite
An aerial view captures a large swimming pool surrounded by lounge chairs and the expansive beach in the background. The pool area is bordered by palm trees and a fence. The beach is populated with beachgoers, with gentle waves lapping at the shore.
Home in Panama City Beach

Resort Family Fun 5 mn walk2 Bch, 2 pools back yd

BeachOutdoor spacesAmenities

5.0 out of 5 average rating, 107 reviews

Waterfront apartment rentals

Guest favourite
Apartment in Panama City Beach

Beachfront Escape at Shores of Panama

BeachViewPool

4.89 out of 5 average rating, 236 reviews
Guest favourite
Apartment in Panama City Beach

Intimate retreat *Oceanfront & Endless views

ViewBeachGetting around

4.75 out of 5 average rating, 157 reviews
Top guest favourite
Apartment in Panama City Beach

Unforgettable 6th Floor Ocean Front Condo

ViewBeachValue

4.78 out of 5 average rating, 150 reviews
Guest favourite
A bright living space features a large bay window providing sweeping views of the Gulf of Mexico. Two bar stools are positioned at a window-front desk, offering a perfect spot for work or relaxation. Natural light fills the area, complementing the calming coastal décor.
Apartment in Panama City Beach

Soak up the Sun, Sand, Sea at a Beachfront Studio

BeachViewCheck-in

4.98 out of 5 average rating, 132 reviews
Top guest favourite
A spacious studio unit features a comfortable king bed and a twin bed, complemented by soft neutral-toned furnishings. Floor-to-ceiling windows invite natural light and showcase a stunning view of the Gulf, while a private balcony provides outdoor relaxation.
Apartment in Long Beach

Cozy Gulf-Front Studio at Majestic w/chair service

BeachViewCleanliness

4.96 out of 5 average rating, 189 reviews
Top guest favourite
A spacious studio includes a king-sized bed and a comfortable blue sofa. Large glass doors provide scenic views of the Gulf of Mexico from the private balcony. Soft lighting from table lamps creates a cozy atmosphere, while a ceiling fan adds comfort.
Apartment in Long Beach

PCB Beachfront Ocean View | Majestic 909

BeachViewHot tub

4.88 out of 5 average rating, 165 reviews
Top guest favourite
Large glass doors provide an unobstructed view of the beach and ocean from the living area. The room features a cozy seating arrangement with a plush chair and a sofa, while a coffee table rests on a light-colored rug. A deck outside includes tall chairs.
Apartment in Lower Grand Lagoon

Gated Beach Front Condo w/ 3 Pools and Pickleball

ViewBeachWalkability

4.96 out of 5 average rating, 257 reviews
Top guest favourite
A comfortable living area features two plush sofas arranged around a wooden coffee table. A large flat-screen television hangs on the wall, while decorative items and potted plants add a touch of warmth. Natural light fills the space through nearby windows.
Apartment in Lower Grand Lagoon

Gulf of Mexico Getaway! Steps 2 sand, sun & surf!

ViewBeachGetting around

4.88 out of 5 average rating, 153 reviews

When is the best time to visit Panama City?

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