
Holiday rentals with lake access in Panama City
Find and book unique lake access rentals on Airbnb
Quick stats about holiday rentals with lake access in Panama City

Total holiday rentals
Explore 10 holiday rentals in Panama City

Nightly prices starting at
Panama City holiday rentals start at €86 per night before taxes and fees

Verified guest reviews
Over 410 verified reviews to help you choose

Family-friendly holiday rentals
10 properties offer extra space & child-friendly amenities

Rentals with dedicated workspaces
10 properties have a dedicated workspace

Wifi availability
10 of Panama City holiday rentals include wifi access

Popular amenities for guests
Guests love Kitchen, Wifi and Pool across Panama City rentals

4.9 Average rating
Panama City stays are highly rated by guests – averaging 4.9 out of 5!
Top-rated rentals with lake access in Panama City
Guests agree: these rentals with lake access are highly rated for location, cleanliness and more.

Resort Family Fun 5 mn walk2 Bch, 2 pools back yd
Quiet, relaxing resort home, many free family activities, 5 MIN wk to beach,nite life,restaurants. No waiting on broken,crowded, elevators,free park right out front door! 2/11 pools back yd, 1 heat, 1 not in back yd on turtle pond +putt putt, chairs,beach buggy,umbrellas, tennis,gym, playgrounds, PICKLE BALL, 5m wk to mall, arcades, bowling, axe throwing,escape room, bars/dining: walk to restaurants, fast food, ice cream,& shopping. Beach clubhouse, eat in/out rest/bar/pool /restrooms on beach.
5.0 out of 5 average rating, 104 reviews
Beautiful home, backyard, walk to beach,no pet fee
The Sunset Retreat is your beach home away from home. Ample enough for groups or families, but cozy enough for lovers retreat. Bring the dog along too! Only a 5 minute walk to Beach Access #11. Boat launch nearby. Parking for up to 5 vehicles or a boat or trailer. Backyard with patio, BBQ grill, and pergola to relax and enjoy. Premium DreamCloud queen mattresses. Watch the 75 in Roku tv. Game loft for kids. Sun room for lounging or foosball. Beach equipment, games, books, and fast wifi
4.96 out of 5 average rating, 129 reviews
Mini Golf, West End, 0.5 to Beach, By 30A, Backyar
Escape to The Palms at Panama City Beach, your ultimate beach getaway! Nestled between PCB's most visited areas—Pier Park and 30A—our prime location offers the best of both worlds, with a short drive in either direction. Just 0.5 miles from the beach and a block from lake + boat access, you'll have endless outdoor activities at your fingertips. For your convenience, The Palms is situated near two airports—ECP and VPS—and features a spacious driveway that comfortably accommodates up to four cars.
4.98 out of 5 average rating, 187 reviews
Granny’s at the Beach With Heated Pool (Extra Fee)
Experience beach life with a private heated pool during the colder months, lakefront and Gulf views, a five-minute walk to the beach. We offer the best of Emerald Coast life away from the hustle and bustle of the Miracle Strip but still a short drive to Pier Park, Shipwreck Island Waterpark, and fine dining. After a day of sun and fun, watch the sun set into the Gulf from your private patio or cook dinner in the well-stocked kitchen. Welcome to Granny's at the Beach where everyone feels at home.
4.97 out of 5 average rating, 107 reviews
A Luxury Bayfront Retreat | Resort-Style Pool
Welcome to The Treehouse, a luxury bayfront getaway designed for guests who want something truly special. Nestled away in a prime location, our organically designed single-family private oasis provides an ideal home base for exploring nearby beaches & attractions. Featuring a resort-style heated pool, private dock, 2 kayaks, outdoor grill & dining area, fire pit, and much more. Discover the blend of modern design and homely comfort that makes this rental a unique choice for your next adventure.
4.96 out of 5 average rating, 54 reviews
Family Friendly Lake House Escape
Spacious lakefront vacation rental that sleeps 10, perfect for families and groups. Enjoy direct FRESHWATER waterfront access, a private dock, & a great swimming area. Relax in the hot tub overlooking the lake, grill out & dine outdoors with water views, or unwind on the outdoor swings. Inside features include a pool table for fun nights in & views of the lake from the living rooms. The home features a game room with a foosball table and ping pong table, additional board games, & outdoor games.
5.0 out of 5 average rating, 16 reviews
Coastal Vibe Spacious and Steps from the Sand/PCB
Avoid the elevators and relax in this cozy condo located in the heart of Panama City beach. Steps away from the beautiful white sand beaches, dining and entertainment. Located on the second floor with views of the lake and pool. Splash in one of the 5 resort style pools and enjoy a nightly fountain show on the boardwalk complete with lights and music. Fast WiFi . PLEASE NOTE there is a RESORT FEE of $86 for wristbands and parking paid directly to HOA. The Fee covers the entire reservation
4.94 out of 5 average rating, 113 reviews
712 XXL Modern Luxury 4/3 Oceanview Pool Resort 18+
Must be 18 to Book !! Enjoy the ocean breeze at Laketown Wharf in this newly remodeled beautiful 4/3 Ocean view unit on the 7th floor.XXL 1650 sf This unit comes with a white leather sofa, dining for 6+3 barstools, plenty of outdoor seating and a beautiful view of the beach, restaurants There are 5 pools, and 3 hot tubs all throughout the resort. Bedroom 1 king Bedroom 2 king Bedroom 3 king Bedroom 4 Full ✅Resort fee of $120 plus tax must be paid before arrival directly to the resort
4.91 out of 5 average rating, 136 reviews
Luxury Townhouse in Santa Rosa Beach - The Zen Pad
Top Reasons to Book this 30A Luxury Townhome: * Few minute walk to the beach access point: Directly across 30A * Beautifully renovated in 2024 * Spacious and Peaceful * 3 Balconies * 2 Pools, Tennis / Pickle Ball Courts, Fishing Ponds, BBQ area, etc. * 25+ miles of hiking trails just steps away * Perfectly located near the beach, trails, shopping, grocery, dining, & more! * Great for families or individuals * Fast Wifi for remote work or streaming * Voted as Guest Favorite AIRBNB!
4.98 out of 5 average rating, 131 reviews
Beach Condo #925 w/ Heated Pool & Hot Tub
Wake up just steps from the sand at this stylish beach retreat located at Origin at Seahaven. Enjoy dedicated beach access across the street, a heated rooftop pool, hot tub, and stunning sunset views - all in the heart of Panama City Beach. Walk to Sharky’s Beachfront Restaurant, relax by the pool, or unwind in your beautifully appointed private condo after a day in the sun. Perfect for couples or small families looking for a clean, modern, stress-free beach getaway.
4.85 out of 5 average rating, 123 reviews
Boardwalk Beachfront Condo/2br+Bunks 2ba/Sleep 8
• Newly renovated Panama City Beach condo • Sleeps 8 • 17th floor with stunning views • Superhost's private beach condo• Boardwalk Beach Resort • Best beaches in the USA • Master bedroom has ensuite shower • Access to resort facilities including pools, 2 hot-tubs, splash pad, fitness center, restaurants and market • Easy to reach attractions including theme parks, golf, shopping ***Our resort requires the primary guest to be 25 years of age or older***
4.95 out of 5 average rating, 154 reviews
TIME TO RELAX! {BEACH,POOL,TIKI BAR,GYM} *REGENCY*
This beach condo is a spacious 3 Bedroom 2 Bath - The deck is west facing with beautiful sunset views from the 4th floor. Amenities: Tiki hut with food and beverage services, full gym, jacuzzi, two pools (one heated) & Kiddie Pool :) Primary guest must be 21 years or older(disclosure must be signed). Private WiFi for guest privacy FREE Beach chair & Umbrella on-site We have 7 total beds- 2kings, 2 queens, 2 twins! Perfectly fit for 12 guests total!
4.82 out of 5 average rating, 184 reviewsPopular amenities for lake access rentals in Panama City
Lake access house rentals

Golf Cart! Community Pool! Bikes! Beach Gear!
4.97 out of 5 average rating, 111 reviews
The Salty Dog . 4BR . Public Beach & Pool Access
4.99 out of 5 average rating, 104 reviews
Romantic Seagrove Palmetto Bungalow 30A Lakefront
4.99 out of 5 average rating, 120 reviews
Walk to St Andrews Marina + 15 Min to PCB Beach
4.95 out of 5 average rating, 56 reviews
Dolphin Days Lagoon Escape
4.95 out of 5 average rating, 42 reviews
Fall Deal | Pool Home| 8 MinBeach | New cozy patio
4.9 out of 5 average rating, 20 reviews
Luxurious Lake House
4.95 out of 5 average rating, 59 reviews
Large Home*Pool*Outdoor Movies*4 min Walk to Beach
5.0 out of 5 average rating, 27 reviewsApartment rentals with lake access

Oasis by the Bay. 10 miles from Panama City Beach
4.96 out of 5 average rating, 100 reviews
"Islandia 316" waterfront one bedroom with a pool
4.85 out of 5 average rating, 194 reviews
Emerald Coast Sea-renity.
4.92 out of 5 average rating, 59 reviews
Perfect PCB Penthouse*OceanView*Oversize Balcony*
5.0 out of 5 average rating, 19 reviews
Prime 30A Location/Pool/ 150 Feet To Beach/Wi-Fi
4.98 out of 5 average rating, 97 reviews
Laketown 1031 Family Getaway Sleep 8
4.9 out of 5 average rating, 10 reviews
Gulf and Lake Front Condo - Direct Beach Access
5.0 out of 5 average rating, 16 reviews
Carillon Beach Couples Retreat + Beach Setup, Pool
4.96 out of 5 average rating, 81 reviewsLake access cottage rentals

Hidden Treasure - Perfect blend of Quaint & Quiet!
4.99 out of 5 average rating, 315 reviews
Weekend Escapes to Seagrove | Newly Renovated Home
4.97 out of 5 average rating, 119 reviews
Beach Side of 30A "Hemingway" Seaside Cottage
4.92 out of 5 average rating, 211 reviews
Aquaman’s Beach Cottage/Laguna Paw-radise Retreat!
4.94 out of 5 average rating, 62 reviews
The Cottage on Alta Vista-so charming!
4.88 out of 5 average rating, 50 reviews
New Lake House in Panama City
4.91 out of 5 average rating, 11 reviews
30A Cottage Escape | 5 min to beach | Cart & Bikes
4.93 out of 5 average rating, 27 reviews
Getaway Paradise to happy hour at 30A/dock access
4.99 out of 5 average rating, 77 reviewsWhen is the best time to visit Panama City?
| Month | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sept | Oct | Nov | Dec |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Avg. price | €91 | €106 | €95 | €112 | €115 | €144 | €132 | €113 | €101 | €102 | €91 | €88 |
| Avg. temp | 12°C | 14°C | 17°C | 20°C | 24°C | 27°C | 28°C | 28°C | 26°C | 22°C | 17°C | 14°C |
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- Pier Park
- St. Andrews State Park
- Henderson Beach State Park
- Village of Baytowne Wharf
- Frank Brown Park
- Seacrest Beach
- Aqua Resort
- Grayton Beach State Park
- Topsail Hill Preserve State Park
- St. Andrew State Park Pier
- Shipwreck Island Waterpark
- Morrison Springs
- Signal Hill Golf Course
- Crooked Island Beach
- Camp Helen State Park
- Shell Island Beach
- Gulf World Marine Park
- Gulf Crest Condominiums
- Sugar Beach Condominiums
- Dune Allen Beach Access
- Sea Screamer
- Point Washington State Forest
- WonderWorks Panama City Beach
- Panama City Beach Winery





