
Holiday rentals with lake access in Panama City
Find and book unique lake access rentals on Airbnb
Quick stats about holiday rentals with lake access in Panama City

Total holiday rentals
Explore 10 holiday rentals in Panama City

Nightly prices starting at
Panama City holiday rentals start at €88 per night before taxes and fees

Verified guest reviews
Over 410 verified reviews to help you choose

Family-friendly holiday rentals
10 properties offer extra space & child-friendly amenities

Rentals with dedicated workspaces
10 properties have a dedicated workspace

Wifi availability
10 of Panama City holiday rentals include wifi access

Popular amenities for guests
Guests love Kitchen, Wifi and Pool across Panama City rentals

4.9 Average rating
Panama City stays are highly rated by guests – averaging 4.9 out of 5!
Top-rated rentals with lake access in Panama City
Guests agree: these rentals with lake access are highly rated for location, cleanliness and more.

Beautiful home, backyard, walk to beach,no pet fee
The Sunset Retreat is your beach home away from home. Ample enough for groups or families, but cozy enough for lovers retreat. Bring the dog along too! Only a 5 minute walk to Beach Access #11. Boat launch nearby. Parking for up to 5 vehicles or a boat or trailer. Backyard with patio, BBQ grill, and pergola to relax and enjoy. Premium DreamCloud queen mattresses. Watch the 75 in Roku tv. Game loft for kids. Sun room for lounging or foosball. Beach equipment, games, books, and fast wifi
4.96 out of 5 average rating, 129 reviews
Oasis by the Bay. 10 miles from Panama City Beach
Take a break and unwind at this peaceful oasis. Enjoy your private apartment in our North Bay home. Juliet balconies grace both the sitting room and the bedroom. The sitting room boasts two recliner chairs and a tv. Hidden in an armoire, kitchen amenities provide convenience. The sitting room balcony is the perfect place to enjoy your coffee. 17 stairs must be climbed to access the listing. The apartment is on the street side of our home and I will probably be in residence during your stay.
4.96 out of 5 average rating, 103 reviews
Coastal Vibe Spacious and Steps from the Sand/PCB
Avoid the elevators and relax in this cozy condo located in the heart of Panama City beach. Steps away from the beautiful white sand beaches, dining and entertainment. Located on the second floor with views of the lake and pool. Splash in one of the 5 resort style pools and enjoy a nightly fountain show on the boardwalk complete with lights and music. Fast WiFi . PLEASE NOTE there is a RESORT FEE of $86 for wristbands and parking paid directly to HOA. The Fee covers the entire reservation
4.94 out of 5 average rating, 115 reviews
Luxury Townhouse in Santa Rosa Beach - The Zen Pad
Top Reasons to Book this 30A Luxury Townhome: * Few minute walk to the beach access point: Directly across 30A * Beautifully renovated in 2024 * Spacious and Peaceful * 3 Balconies * 2 Pools, Tennis / Pickle Ball Courts, Fishing Ponds, BBQ area, etc. * 25+ miles of hiking trails just steps away * Perfectly located near the beach, trails, shopping, grocery, dining, & more! * Great for families or individuals * Fast Wifi for remote work or streaming * Voted as Guest Favorite AIRBNB!
4.98 out of 5 average rating, 132 reviews
Sea U Soon to Enjoy Amazing Remodel and Gulf Views
"SEA YOU SOON" SUPER HOSTED! AMAZING 6th Floor GULF VIEWS! NEW LVP! New LR chair and sofa with upgraded mattress including a desk, linens and bedding, and NEW SS APPLIANCES! Kids will FLIP for this CUSTOM BUNK room with 2-tv's and custom privacy door! Beautiful Balcony, Direct access to parking garage-NO ELEVATOR needed! This resort has every luxury! 5 POOLS (1 heated seasonally, 810 Bowling, restaurants, 2 HOT TUBS, private beach entry, SEA for yourself! Hurry to reserve your desired dates!
4.91 out of 5 average rating, 112 reviews
Tip-Sea Turtle in Panama City Beach Florida
Keep it simple at the Tip-Sea Turtle. This peaceful and centrally-located lakefront/beachside condo across the street from beach is the perfect spot for anyone with unlimited options. Pier park is in walking distance only 0.4 miles filled with restaurants, shops, and plenty of entertainment including an amusement Park. Family friendly area with games for all ages inside the condo. With a lake perfect for fishing,feeding turtles, or just relaxing. A perfect place to get away and enjoy life!!
4.86 out of 5 average rating, 102 reviews
Resort Family Fun 5 mn walk2 Bch, 2 pools back yd
5 min walk to beach on resort property. Free early check in when available.Quiet, relaxing resort home, many free family activities, nite life,restaurants. No waiting on broken,crowded, elevators,free park right out front door! 2/11 pools in our back yd, 1 heat, 1 not on turtle pond +putt putt, beach chairs and buggy,umbrellas, tennis,gym, playgrounds, PICKLE BALL, 5m wk to mall, arcades, bowling, axe throwing,escape room, bars/dining: walk to restaurants, shopping. Beach pool.
5.0 out of 5 average rating, 107 reviews
Pelican Perch, Breathtaking Views, Couples Retreat
Amazing Views, Gulf front and may be the best view on the far West Side of Panama City Beach near 30A, expansive dedicated beach adjoins Camp Helen State Park, couples retreat at Pinnacle Port.. close to 30A, Carillon, Rosemary etc. 3rd adult or child on pullout sofa. Penthouse Level (floors 11/12 midrise) townhouse style ~ 900 sq ft., true paradise, beachfront balcony, Gulf views all rooms.. (couple or 3 adults or 2 adults and supervised older child) - beach chairs & umbrella
4.95 out of 5 average rating, 189 reviews
Beach Condo #925 w/ Heated Pool & Hot Tub
Wake up just steps from the sand at this stylish beach retreat located at Origin at Seahaven. Enjoy dedicated beach access across the street, a heated rooftop pool, hot tub, and stunning sunset views - all in the heart of Panama City Beach. Walk to Sharky’s Beachfront Restaurant, relax by the pool, or unwind in your beautifully appointed private condo after a day in the sun. Perfect for couples or small families looking for a clean, modern, stress-free beach getaway.
4.85 out of 5 average rating, 123 reviews
Sugar Beach condo steps away from the ocean
Sugar Beach is a gated community located close to family entertainment spots, nightlife, restaurants, shopping, and golf. No elevator waits or crowded beaches! From your covered patio, enjoy the view of the freshwater pond or take a short walk to the pool, clubhouse, grill area, tennis courts, and the beach! You're just a short drive from St. Andrews State Park and several marinas. Tootsie's Orchid Lounge is just a 5-minute walk away, known for its live music.
4.9 out of 5 average rating, 220 reviews
Boardwalk Beachfront Condo/2br+Bunks 2ba/Sleep 8
• Newly renovated Panama City Beach condo • Sleeps 8 • 17th floor with stunning views • Superhost's private beach condo• Boardwalk Beach Resort • Best beaches in the USA • Master bedroom has ensuite shower • Access to resort facilities including pools, 2 hot-tubs, splash pad, fitness center, restaurants and market • Easy to reach attractions including theme parks, golf, shopping ***Our resort requires the primary guest to be 25 years of age or older***
4.95 out of 5 average rating, 155 reviews
TIME TO RELAX! {BEACH,POOL,TIKI BAR,GYM} *REGENCY*
This beach condo is a spacious 3 Bedroom 2 Bath - The deck is west facing with beautiful sunset views from the 4th floor. Amenities: Tiki hut with food and beverage services, full gym, jacuzzi, two pools (one heated) & Kiddie Pool :) Primary guest must be 21 years or older(disclosure must be signed). Private WiFi for guest privacy FREE Beach chair & Umbrella on-site We have 7 total beds- 2kings, 2 queens, 2 twins! Perfectly fit for 12 guests total!
4.8 out of 5 average rating, 187 reviewsPopular amenities for lake access rentals in Panama City
Lake access house rentals

The Salty Dog . 4BR . Public Beach & Pool Access
4.99 out of 5 average rating, 105 reviews
Mini Golf, West End, 0.5 to Beach, By 30A, Backyar
4.98 out of 5 average rating, 190 reviews
Granny’s at the Beach With Heated Pool (Extra Fee)
4.97 out of 5 average rating, 108 reviews
A Luxury Bayfront Retreat | Resort-Style Pool
4.96 out of 5 average rating, 56 reviews
Walk to St Andrews Marina + 15 Min to PCB Beach
4.95 out of 5 average rating, 56 reviews
Family Friendly Lake House Escape
5.0 out of 5 average rating, 17 reviews
Dolphin Days Lagoon Escape
4.95 out of 5 average rating, 43 reviews
Cozy Cottage in Florida Panhandle
4.87 out of 5 average rating, 87 reviewsApartment rentals with lake access

316 - Romantic Lake Powell Escape King +Pool
4.85 out of 5 average rating, 195 reviews
Emerald Coast Sea-renity.
4.92 out of 5 average rating, 59 reviews
Gulf and Lake Front Condo - Direct Beach Access
5.0 out of 5 average rating, 19 reviews
Perfect PCB Penthouse*OceanView*Oversize Balcony*
5.0 out of 5 average rating, 19 reviews
5-7 min walk to Beach~OCEAN Views~30A area~4 Pools
5.0 out of 5 average rating, 67 reviews
The Palms I Gorgeous Condo with Gulf View
4.94 out of 5 average rating, 63 reviews
3 Bedroom Beachfront & Lakeside Condo Near 30A
4.73 out of 5 average rating, 15 reviews
Laketown Wharf 509: Gulf Views + Free Activities!
4.85 out of 5 average rating, 40 reviewsLake access cottage rentals

Hidden Treasure - Perfect blend of Quaint & Quiet!
4.99 out of 5 average rating, 316 reviews
Weekend Escapes to Seagrove | Newly Renovated Home
4.97 out of 5 average rating, 120 reviews
Beach Side of 30A "Hemingway" Seaside Cottage
4.92 out of 5 average rating, 211 reviews
Aquaman’s Beach Cottage/Laguna Paw-radise Retreat!
4.94 out of 5 average rating, 62 reviews
The Cottage on Alta Vista-so charming!
4.88 out of 5 average rating, 50 reviews
4 Person Lake Front Cottage with Dock
4.88 out of 5 average rating, 43 reviews
30A Carriage House | 5 min to beach | Cart & Bikes
4.92 out of 5 average rating, 26 reviews
3BR 30A Cottage | Walk Alys + Rosemary | Pool
4.85 out of 5 average rating, 27 reviewsWhen is the best time to visit Panama City?
| Month | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sept | Oct | Nov | Dec |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Avg. price | €92 | €108 | €97 | €114 | €117 | €147 | €134 | €115 | €103 | €104 | €92 | €90 |
| Avg. temp | 12°C | 14°C | 17°C | 20°C | 24°C | 27°C | 28°C | 28°C | 26°C | 22°C | 17°C | 14°C |
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- Rentals with lake access Bay County
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- Rentals with lake access United States
- Pier Park
- St. Andrews State Park
- Village of Baytowne Wharf
- Henderson Beach State Park
- Frank Brown Park
- Seacrest Beach
- Aqua Resort
- Grayton Beach State Park
- Topsail Hill Preserve State Park
- St. Andrew State Park Pier
- Morrison Springs
- Shipwreck Island Waterpark
- Signal Hill Golf Course
- Crooked Island Beach
- Camp Helen State Park
- Shell Island Beach
- Gulf Crest Condominiums
- Gulf World Marine Park
- Sugar Beach Condominiums
- Dune Allen Beach Access
- Sea Screamer
- Point Washington State Forest
- WonderWorks Panama City Beach
- S Rick Seltzer Park





