
Holiday rentals with lake access in Panama City
Find and book unique lake access rentals on Airbnb
Quick stats about holiday rentals with lake access in Panama City

Total holiday rentals
Explore 10 holiday rentals in Panama City

Nightly prices starting at
Panama City holiday rentals start at €87 per night before taxes and fees

Verified guest reviews
Over 410 verified reviews to help you choose

Family-friendly holiday rentals
10 properties offer extra space & child-friendly amenities

Rentals with dedicated workspaces
10 properties have a dedicated workspace

Wifi availability
10 of Panama City holiday rentals include wifi access

Popular amenities for guests
Guests love Kitchen, Wifi and Pool across Panama City rentals

4.9 Average rating
Panama City stays are highly rated by guests – averaging 4.9 out of 5!
Top-rated rentals with lake access in Panama City
Guests agree: these rentals with lake access are highly rated for location, cleanliness and more.

Beautiful home, backyard, walk to beach,no pet fee
The Sunset Retreat is your beach home away from home. Ample enough for groups or families, but cozy enough for lovers retreat. Bring the dog along too! Only a 5 minute walk to Beach Access #11. Boat launch nearby. Parking for up to 5 vehicles or a boat or trailer. Backyard with patio, BBQ grill, and pergola to relax and enjoy. Premium DreamCloud queen mattresses. Watch the 75 in Roku tv. Game loft for kids. Sun room for lounging or foosball. Beach equipment, games, books, and fast wifi
4.96 out of 5 average rating, 129 reviews
Granny’s at the Beach With Heated Pool (Extra Fee)
Experience beach life with a private heated pool during the colder months, lakefront and Gulf views, a five-minute walk to the beach. We offer the best of Emerald Coast life away from the hustle and bustle of the Miracle Strip but still a short drive to Pier Park, Shipwreck Island Waterpark, and fine dining. After a day of sun and fun, watch the sun set into the Gulf from your private patio or cook dinner in the well-stocked kitchen. Welcome to Granny's at the Beach where everyone feels at home.
4.97 out of 5 average rating, 108 reviews
Fabulous Gulf Views 16th floor 1BD/1 bunk Room
Laketown Wharf Resort is the ideal hub for family vacation. It offers spacious, condo-style living and puts you just steps away from the sugar-sand beaches. Only at Florida Vacation Rental, You get best premium amenities while avoiding premium Gulf-front prices.Enjoy your morning coffee on the balcony with beautiful views of the Gulf .We provide FREE arcade 1 UP games for adults and kids to have a fun. Located on the 16th floor this is a 1 bedroom & 1 bunk room that sleeps 6 people comfortably
4.95 out of 5 average rating, 149 reviews
Oasis by the Bay. 10 miles from Panama City Beach
Take a break and unwind at this peaceful oasis. Enjoy your private apartment in our North Bay home. Juliet balconies grace both the sitting room and the bedroom. The sitting room boasts two recliner chairs and a tv. Hidden in an armoire, kitchen amenities provide convenience. The sitting room balcony is the perfect place to enjoy your coffee. 17 stairs must be climbed to access the listing. The apartment is on the street side of our home and I will probably be in residence during your stay.
4.96 out of 5 average rating, 102 reviews
A Luxury Bayfront Retreat | Resort-Style Pool
Welcome to The Treehouse, a luxury bayfront getaway designed for guests who want something truly special. Nestled away in a prime location, our organically designed single-family private oasis provides an ideal home base for exploring nearby beaches & attractions. Featuring a resort-style heated pool, private dock, 2 kayaks, outdoor grill & dining area, fire pit, and much more. Discover the blend of modern design and homely comfort that makes this rental a unique choice for your next adventure.
4.96 out of 5 average rating, 56 reviews
Coastal Vibe Spacious and Steps from the Sand/PCB
Avoid the elevators and relax in this cozy condo located in the heart of Panama City beach. Steps away from the beautiful white sand beaches, dining and entertainment. Located on the second floor with views of the lake and pool. Splash in one of the 5 resort style pools and enjoy a nightly fountain show on the boardwalk complete with lights and music. Fast WiFi . PLEASE NOTE there is a RESORT FEE of $86 for wristbands and parking paid directly to HOA. The Fee covers the entire reservation
4.94 out of 5 average rating, 115 reviews
The Salty Dog . 4BR . Public Beach & Pool Access
Welcome to The Salty Dog! The Perfect spot with a PUBLIC BEACH. 4BR, 3.5 Bath FULLY STOCKED home located in peaceful Grande Pointe neighborhood. Sleeps up to 9 guests. 0.2 m to the community pool 0.5 m to 4 PUBLIC BEACH accesses, offering parking & bathrooms. 0.5 m to 30Avenue’s shopping and dining. 1 mile from Rosemary Beach’s restaurants and boutiques. 20 mins from PCB airport. Beach chairs, umbrellas, bikes, beach towels, toys, wagons & coolers. Pack light and come ready, We have it all.
4.99 out of 5 average rating, 104 reviews
Beach Condo #925 w/ Heated Pool & Hot Tub
Wake up just steps from the sand at this stylish beach retreat located at Origin at Seahaven. Enjoy dedicated beach access across the street, a heated rooftop pool, hot tub, and stunning sunset views - all in the heart of Panama City Beach. Walk to Sharky’s Beachfront Restaurant, relax by the pool, or unwind in your beautifully appointed private condo after a day in the sun. Perfect for couples or small families looking for a clean, modern, stress-free beach getaway.
4.85 out of 5 average rating, 123 reviews
Steps to Beach, 5 pools, 2 hot tubs,6 restaurants!
18 years old to book, 5 swimming pools,2 hot tubs , gym, 3 shops, 6 restaurants , hair salon, and a Vegas-style water and light show every night at 7:45pmWith a private gated beach access, steps to the beach and Pineapple Willy's restaurant! 810 bowling and billiard, arcade. Pickleball Gym Waterpark and zoo 3 minutes dr Walmart across Master Bedroom: King Bed 2nd Bedroom: King Bed 3rd Bedroom: Bunkroom with twin bunks Living Room: Queen Sleeper Sofa sofa Sleeps 9
4.87 out of 5 average rating, 158 reviews
Boardwalk Beachfront Condo/2br+Bunks 2ba/Sleep 8
• Newly renovated Panama City Beach condo • Sleeps 8 • 17th floor with stunning views • Superhost's private beach condo• Boardwalk Beach Resort • Best beaches in the USA • Master bedroom has ensuite shower • Access to resort facilities including pools, 2 hot-tubs, splash pad, fitness center, restaurants and market • Easy to reach attractions including theme parks, golf, shopping ***Our resort requires the primary guest to be 25 years of age or older***
4.95 out of 5 average rating, 155 reviews
The Coast is Clear for a Bluetiful Gulf Views!
"Coast is Clear" SUPER HOSTED- All new LVP floors throughout, furnishings, paint, linens, bedding, balcony, SS appliances and FULLY STOCKED kitchen! CUSTOM PRIVATE BUNK room full BATH, Smart TV's throughout. Perfectly located on the 6th floor with direct access to parking garage NO ELEVATOR needed! This resort has every luxury you could want- 5 POOLS (1 heated seasonally, 810 Bowling and Games, restaurants, 2 HOT TUBS! HURRY to RESERVE! Veteran Owned!
4.89 out of 5 average rating, 132 reviews
2028*Penthouse* Luxe Resort*5 Pools 18 +Ok
✅Must be 18 to Book !! ✅Penthouse UNIT 2028** ✅Bedroom 2 and 3 have an Oceanview Fully Renovated in July 2025❗️❗️ Enjoy the relaxing tropical breezes and view gorgeous sunrises from the balcony of this beautifully Remodeled Luxury Condo at Laketown Wharf Resort. This unit is on the 20TH FLOOR ✅Resort fee of $90 plus tax must be paid directly to the resort per reservation ✅ all resort rules apply to Booking
4.75 out of 5 average rating, 303 reviewsPopular amenities for lake access rentals in Panama City
Lake access house rentals

Mini Golf, West End, 0.5 to Beach, By 30A, Backyar
4.98 out of 5 average rating, 190 reviews
Family Friendly Lake House Escape
5.0 out of 5 average rating, 17 reviews
Dolphin Days Lagoon Escape
4.95 out of 5 average rating, 43 reviews
Luxurious Lake House
4.95 out of 5 average rating, 60 reviews
Casa De Riviera | Pool, Dock + Lakefront Views
4.9 out of 5 average rating, 78 reviews
Walk to St Andrews Marina + 15 Min to PCB Beach
4.95 out of 5 average rating, 56 reviews
Fall Deal | Pool Home| 8 MinBeach | New cozy patio
4.91 out of 5 average rating, 22 reviews
Cozy Cottage in Florida Panhandle
4.87 out of 5 average rating, 87 reviewsApartment rentals with lake access

316 - Romantic Lake Powell Escape King +Pool
4.85 out of 5 average rating, 195 reviews
Carillon Beach Couples Retreat + Beach Setup, Pool
4.96 out of 5 average rating, 85 reviews
Emerald Coast Sea-renity.
4.92 out of 5 average rating, 59 reviews
Perfect PCB Penthouse*OceanView*Oversize Balcony*
5.0 out of 5 average rating, 19 reviews
Laketown 1031 Family Getaway Sleep 8
4.9 out of 5 average rating, 10 reviews
3 Bedroom Beachfront & Lakeside Condo Near 30A
4.73 out of 5 average rating, 15 reviews
Laketown Wharf 509: Gulf Views + Free Activities!
4.85 out of 5 average rating, 39 reviews
Gulf and Lake Front Condo - Direct Beach Access
5.0 out of 5 average rating, 17 reviewsLake access cottage rentals

Hidden Treasure - Perfect blend of Quaint & Quiet!
4.99 out of 5 average rating, 315 reviews
Weekend Escapes to Seagrove | Newly Renovated Home
4.97 out of 5 average rating, 120 reviews
Beach Side of 30A "Hemingway" Seaside Cottage
4.92 out of 5 average rating, 211 reviews
New Lake House in Panama City
4.91 out of 5 average rating, 11 reviews
Aquaman’s Beach Cottage/Laguna Paw-radise Retreat!
4.94 out of 5 average rating, 62 reviews
Hideaway Cottage | Dog-Friendly & Block From Beach
5.0 out of 5 average rating, 13 reviews
30A Cottage Escape | 5 min to beach | Cart & Bikes
4.93 out of 5 average rating, 27 reviews
The Cottage on Alta Vista-so charming!
4.88 out of 5 average rating, 50 reviewsWhen is the best time to visit Panama City?
| Month | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sept | Oct | Nov | Dec |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Avg. price | €91 | €107 | €96 | €113 | €116 | €146 | €133 | €114 | €102 | €103 | €91 | €89 |
| Avg. temp | 12°C | 14°C | 17°C | 20°C | 24°C | 27°C | 28°C | 28°C | 26°C | 22°C | 17°C | 14°C |
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- Rentals with lake access Bay County
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- Rentals with lake access United States
- Pier Park
- St. Andrews State Park
- Village of Baytowne Wharf
- Henderson Beach State Park
- Frank Brown Park
- Seacrest Beach
- Aqua Resort
- Grayton Beach State Park
- Topsail Hill Preserve State Park
- St. Andrew State Park Pier
- Morrison Springs
- Shipwreck Island Waterpark
- Signal Hill Golf Course
- Crooked Island Beach
- Camp Helen State Park
- Shell Island Beach
- Gulf Crest Condominiums
- Gulf World Marine Park
- Sugar Beach Condominiums
- Dune Allen Beach Access
- Sea Screamer
- Point Washington State Forest
- WonderWorks Panama City Beach
- S Rick Seltzer Park





